Best Time to Buy Stuff: Saving Money on Household Items
The average person spends more than needed on everyday household items when they don’t plan ahead and take advantage of seasonal sales, …
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Easy Steps on Correcting Tax Mistakes: Meet the New Friendly IRS!
You’ve prepared your taxes carefully, reviewed them, signed them and even sent them via certified mail to the Internal Revenue Service—good for you! …
Continue ReadingPractical Steps to Debt Elimination Without Bankruptcy
Most people find it easy to get into debt and not as easy to get out of debt. Achieve freedom from excessive debt by making an honest review of income …
Continue ReadingAvoiding Credit Card Scams and Fraud by Expanding Your Knowlege
There are many ways credit card scams can ruin your life. The cost of repairing your credit and restoring your good name is so costly in time and …
Continue ReadingFrugal Meal Planning and Money Saving Tips for Eating Well on a Budget
Are you tired of high grocery bills and never having any extra money left at the end of the month? Just because you don’t have a big food budget …
Continue Reading10 Quick Tips to Save Gas and Money on Fuel Costs
Wall Street speculators have forced gas prices to spiral out of control in recent months. Fortunately, you can counteract these increases by driving …
Continue ReadingHousehold Expense Worksheet: How to Create a Printable Budget Worksheet
Tracking your expenses helps manage your budget but can be cumbersome. If you use a spreadsheet to enter the expenses, it adds the income and expenses …
Continue ReadingDividing Monthly Household Expenses Between Roommates: A Few Basic Principles
At one time or another, we all end up living with people out of want or necessity. Some of us have housemates, others have partners and others have …
Continue ReadingAre You Allowed to Get Unemployment if Retired?
Retirement from a job does not always mean that people retire from working completely. When companies downsize, these retirees may potentially be laid …
Continue ReadingHow Can an Individual Negotiate Directly With the IRS?
There are options available for taxpayers who discover they have underpaid their taxes or that they are facing a possible IRS tax lien. Understanding …
Continue ReadingHow to Negotiate Credit Card Balances in Bankruptcy
Bankruptcy is a legal process allowing you to reorganize or even get rid of your debts. Learn more about how to negotiate credit card balances in …
Continue ReadingHow to Prevent Identity Theft After Responding to a Fraudulent IRS Email
The Internal Revenue Service does not send emails to taxpayers for any purpose. Learn what steps to take to prevent identity theft after responding to …
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