Wait a minute — what’s the rush? Become financially stable can take time, and in the long-run it’s usually better that way.
The prospects of a comfortable and carefree retirement are quickly fading for many. To bring retirement back into the picture, people will need to refocus on becoming savvier savers. Here’s a quiz to test your financial smarts to see if you will be able to afford the retirement of your dreams.
Feeling a little overwhelmed about your retirement plan? New financial terms, selecting investments and the ability to borrow money from some plans are only a few things that you need to know about your retirement plan. Before signing your name on the dotted line, review this pertinent information.
Do you envision retiring to a tropical island? Traveling the world? Or simply staying in your home debt free? What about retiring early, while you are still energetic and healthy? Going back to school just to learn? No matter what you decide to do with your future, this guide’s for you.
You are putting money aside every month. Are you saving or investing? The difference may be subtle, but once you define whether you are saving or investing, you will be able to better choose where and how your money should be saved or invested.
Stock quotes, investment ads and other financial information is constantly bombarding you with ideas and data. What sources should you trust as you build your portfolio? Find suggestions for investment library and learn how to evaluate these sources.
Virtually any investment professional will advise you to diversify your investment portfolio. However, determining the best mix of stock funds and bond funds isn’t easy. Fortunately, with some rules of thumb and a basic understanding of risk, you can find out what stock and bond mix works for you.
While many people think that estate planning is needed only for those who are very wealthy, nearly all people can benefit from having their final wishes recorded legally. An estate planning checklist can help provide families with health information and help with the settlement of an estate.
Most investors find sector-specific investments risky. However, with the surge in oil prices, it may be wise to explore energy investments to balance your self-directed IRA. Recent government policies to boost renewable energy provide lucrative investment options in the sector as well.
Are you close to retirement? If you are staring retirement in the face and you don’t think you have saved enough to be comfortable in your golden years, there is still a lot of time to catch up. The following is a discussion of some of the best retirement investments you can make.