Ways to Save Money in Your Budget
This second article in a three part series will focus on helping you tweak your budget to maximize your savings. In the first article we looked at the …
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Is Bitcoin the Future of Gaming and Gambling?
The internet is developing its own money independent of borders, banks and regulation. How will this affect how we play?
Continue ReadingCalculating a Bond's Maximum Theoretical Value: The Formula With an Example
Traditional bonds offer simple-interest coupon payments over the course of a defined maturity period. When the bond finally matures, the bond’s par …
Continue ReadingDetermining the Most Expensive Car or House You Can Afford Based on Your Monthly Budget
Imagine this scenario: You embark on the search for your ideal car or home. Upon finding it, you excitedly go through negotiations and financing only …
Continue ReadingHow to Calculate the Interest & Principal Portions of a Monthly Installment Loan Using Excel
When you make a series of monthly payments to pay back a car or home loan, a portion of the payment goes to interest and a portion pays down the …
Continue ReadingMicrosoft Excel Functions Used for Calculating Monthly Loan Payments
If you’re one of the rare financially-minded breeds, you likely keep an obsessively watchful eye on your finances. In terms of a monthly car or house …
Continue ReadingHealth Insurance Alternatives: What Is a Health Care Sharing Ministry or HCSM?
Health sharing plans or health care sharing ministries (HCSM) allow members to obtain medical care without participating in a high overhead health …
Continue ReadingTips for Finding and Buying a Home in a Different State
Buying a house is a huge undertaking to begin with, but buying a house in a different state presents unique challenges. Here are some helpful tips on …
Continue ReadingAn Explanation of Common Health Insurance Terms
Whether you have a great employee sponsored health plan or have signed up for the Affordable Care Act (aka Obamacare), you’ve likely run into a lot of …
Continue ReadingHow to Read an Explanation of Benefits (EOB)
An Explanation of Benefits or EOB is a document you’ll receive from your health insurance provider after processing a claim on your behalf. It is not …
Continue ReadingAffording Your High Deductible Health Care Plan: Tips to Help Make It Work
Many employers are moving to high deductible health insurance plans to save on costs. What is the best way for a consumer to manage a high deductible …
Continue ReadingFinances and Downsizing: Could a Tiny Home Be the Right Investment for You?
The tiny house movement is sweeping the nation. Tiny homes are as small as 100 square feet and can be an ideal solution for someone choosing a …
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