What Are the Mortgage Regulations for Late Mortgage Payments
Federal and state laws govern mortgage regulations about late mortgage payments. The Federal Trade Commission (FTC), Housing and Urban Development …
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What Is Mortgage To Income Ratio and How It Calculated
There are several factors that come into play when lenders determine whether or not to approve a home loan. In addition to the borrower’s credit …
Continue ReadingDiminished Car Value From an Accident: How It is Determined
Has your car been hit in an accident and needs to be repaired? Do you understand what the diminished car value from an accident means? How is …
Continue ReadingUmbrella Insurance Plan Should You Get A Policy
Umbrella insurance is a common form of insurance protection. However, many people do not understand umbrellas insurance very well. So, should you get …
Continue ReadingBest Rates and Advice About Insurance Coverage for Rental Car
Whether traveling for business or pleasure, renting a car can be a fun and enjoyable experience. However, high-pressure sales tactics are confusing …
Continue ReadingThe Average Cost of Food and Groceries Per Year Budget for a Household: Calculating the Costs
With everyone watching their budgets closely, the question of the amount of money spent on groceries often comes up. Calculating the average cost of …
Continue ReadingWhat is Subsidized Housing for Disabled and Elderly People and How Does One Qualify?
This piece briefly summarizes what subsidized housing is and the options for disabled and elderly individuals. Also provided is general information …
Continue ReadingWhy Would You Choose Bonds Over Stocks Best Time Investing Strategy?
Whether to choose bonds over stocks or stocks over bonds is an important part of any long-term investing strategy. Get the stock to bond ratio right …
Continue ReadingAbout the Buyer Decision Process for Insurance
The buyer decision process for insurance really depends upon your assets; those who don’t own a home or business will likely want to acquire the …
Continue ReadingGuidelines: Free and Reduced Lunch Programs and Who is Eligible?
Although many people think that providing free and reduced lunches for school age children is a program that was developed in recent decades, the fact …
Continue ReadingHow to Encourage Children to Save Money: Top 10 Tips
The almighty dollar! It can be saved or spent, but as parents, where can you find tips on how to encourage children to save money? Thankfully, you’ll …
Continue ReadingBest Funds for Deflation
Which are the best funds for deflation when it hits the economy? Investors need to modify their choices dramatically when these economic situations …
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