Unique Christmas Gifts for In-Laws that Won't Break the Bank
It can be hard to find a gift for your in-laws during the holiday season, so here are a few unique suggestions.
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What Will Americans Spend This Christmas?
How much will Americans spend this Christmas? With the economy in the tank, will that stop holiday consumers from buying less than they normally …
Continue ReadingHow Can Investors Use Common-Statement Analysis to Help Value a Company?
Although accounting ratios are useful tools for investors, common-statement analysis provides meaningful comparisons of both inter- and intra-company …
Continue ReadingSpread Holiday Cheer Without Spending Too Much Money
The holidays can be an expensive time of year. By simply budgeting on things like Christmas cards and wrapping paper, one can secure holiday savings …
Continue ReadingThe Basics of Dividends, Interest, and Capital Gains Income on Personal Income Taxes
Proper treatment of dividends, interest, and capital gains income is necessary to determine the correct amount of personal taxable income.
Continue ReadingNo Money for Christmas? Find Help by Finding a Job
Banking on charitable organizations is fine, but the help they’ll be giving is seasonal and temporary. Think beyond the holidays, think of job …
Continue ReadingThe Basics of Tax Rates and Deductions on Personal Income
Personal income taxes are the U.S. Government’s primary source of income. Consequently, they can be confusing and give many tax payers trouble when …
Continue ReadingHow Do Interest Rate Term Structures Affect the Value of an Investment?
As the maturity of an asset increases so must its interest rate to account for greater risk. However, interest term structures are not linear as …
Continue ReadingHow Trading Stocks on a Stock Exchange Works
Investing in stocks takes several parties working together so corporations can sell shares of ownership to investors. Learn how brokers, dealers, and …
Continue ReadingThe Difference between Primary and Secondary Markets
Buying and selling securities such as stocks and bonds takes place in one of two markets. Learn about the difference between primary and secondary …
Continue ReadingA Formula for Calculating APR and APY
The differences between Annual Percentage Rates (APRs) and Annual Percentage Yield (APYs) are significant when investing hard-earned money. Learn an …
Continue ReadingHow to Finance Your Car: Is Cash Back or a Special Low Interest Rate the Better Deal?
Car dealerships often offer cash back or special financing deals to entice new buyers. Which to take is a matter of a simple financial calculation.
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