Details of the New Credit Card Bill of Rights
An overview and details of the new credit card bill of rights that will go into effect in 2010. The article includes an explanation of the changes to …
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Introduction to Branchless (Internet) Banking
The term branchless banking wasn’t universally used until a few years ago. Now it has attained importance because of its extensive convenience. …
Continue ReadingSix Basic Types of Insurance You Need
There are six basic types of insurance that everyone needs. They will protect you, and your loved ones financially in the case of disaster or …
Continue ReadingWhat is the Debt Forgiveness Tax? Learn more about taxes releated to Debt Forgiveness
Many people are so relieved to have a portion of their debt forgiven that they forget to plan for the debt forgiveness tax. The IRS considers debt …
Continue ReadingAdding New or Forgotten Debts After Filing for Bankruptcy
What happens if you discover another debt to claim after you have already filed for bankruptcy? How about a debt that was incurred after you filed? …
Continue ReadingClaiming a Bad Debt on Your Tax Return
If someone owes you money, either from a loan or other transaction, and fails to pay you, then you likely have a bad debt. If you make efforts to …
Continue ReadingBad Check Databases: Getting Bank Accounts When On Chexsystems
Finding non Chexsystems banks does not have to be a challenge for those who are reported in this bad checks database. A number of banks either ignore …
Continue ReadingFive Key Advantages of Online Banking
Many have noticed that over the past few years the lines at the teller have gotten shorter. The reason for the decreased numbers at branch teller …
Continue ReadingUnderstanding the FDCPA Guidelines and What they Mean to You
Many have experienced the frequent telephone calls and letters from collection agencies trying to collect on a debt they deem valid. There is a limit …
Continue ReadingWhat Happens to Debt When Someone Dies?
Who is responsible for paying the debt of the deceased? What happens to a home that is jointly owned? Find out what happens to debt when someone dies.
Continue ReadingBudget by Suze Orman: How to Live on Half of Your Income as Suggested by Suze Orman
Recently, on Oprah, Suze Orman outlined a new budgeting practice. The budget idea by Suze Orman instructs people on living on half of their income. …
Continue ReadingHow Long Do I Retain Banking Records?
How long should those bank statements stay in your personal filing cabinet? According to most information found online, at least 7 years.
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