Negatives of Investing in Fixed Indexed Annuity
The promise of an annuity is simple - put in a set amount of money and receive a stream of payments until you die. However, there are downsides to …
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Annuity Beneficiaries – Understanding Tax Consequences
Because an annuity reduces current tax cost, it is a popular investment vehicle. However, this is not always the case for beneficiaries of annuities. …
Continue ReadingBeware of These Problems with Debt Arbitration Companies
In tough times many of us face debt—overwhelming debt! With lower income levels due to job loss or illness it’s often hard to repay that debt on your …
Continue ReadingHow Do You Buy a New House Before Your Other House Sells?
Simultaneously selling a home and buying another home can be fraught with problems. Delays in loan approvals, property appraisals and more can create …
Continue ReadingHow to Verify Your Charitable Donation Receipt Language is Accurate
Donating items to charity is often a way to declutter the home. However, the receipt is an important tax document that must have the proper verbiage …
Continue ReadingIs Adding a Non-Filing Spouse to a Chapter 13 Bankruptcy Possible - and When Would It be Necessary?
Those who need to reorganize their debt may be considering a Chapter 13 bankruptcy. If an individual has filed for relief, the question may arise …
Continue ReadingLooking Forward to College, Can My Dependent Use My GI Bill Benefits?
If you’ve served in the military, you may have GI benefits available to you. If you are wondering when a dependent can use your GI bill …
Continue ReadingTrust Law: How to Establish a Grantor Trust
While the most commonly heard trust terms are revocable, irrevocable or living trusts, there is another legal trust form called a grantor trust. The …
Continue ReadingHow FICO Scores and VA Home Loans Affect Home Ownership
Qualifications for VA home loan guarantees are less stringent than those for other traditional loans. Those with an understanding of FICO scores and …
Continue ReadingHow Much Stock Does an Average American Own?
While equities have outperformed every investment class over time, many Americans are passing up equities in favor of bonds and real estate. Here we …
Continue ReadingStudent Loan Payoff Negotiation: What Are Your Best Options?
Student loans are typically entered into through a government backed loan organization. This can be a benefit or a downfall depending on the route …
Continue ReadingCOBRA: Your Insurance Rights and the Rights of Your Dependents
If you have moved from being insured by an employer group health insurance plan to no coverage, then you need to get know COBRA and your insurance …
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