Contingency Fund Planning: How Much is Enough
Okay, so you know you need to be putting money away for a rainy day, but just how much money should you have in your contingency fund? Here are some …
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Pay Off Your High Interest Credit Card with Savings
You’ve been saving for awhile and there is a decent amount in the savings account, but you also have a balance on your high-interest credit …
Continue ReadingInstant Budget Maker Review: What Everybody Ought to Know about This Free, Online Budgeting Tool
Instant Budget Maker, one of several free budgeting tools, is a somewhat average website program that depends more on statistics than personal …
Continue ReadingLearning How to Calculate Loan Payments
It has been quite some time since you’ve made payments on your mortgage loan. You can’t seem to figure out why your principal balance was hardly …
Continue ReadingSetting Up a Payment Plan with the IRS: The Installment Plan Agreement
Oh my! You finally finished your tax return and instead of a fat refund, the bottom line shows a balance due. And worse, you don’t have the …
Continue ReadingSupport and Give to Charity Even While Cutting Back on Spending
Franklin D. Roosevelt once said, “Peace, like charity, begins at home.” True, but it does not have to end there! Though job losses and economic crises …
Continue ReadingThe Truth Behind “No Cost Refinance” What Everybody Ought to Know and How to Avoid Being Scammed
If you’re considering some lender’s offer of refinancing your loan under the “No Cost Refinance” scheme, you better think twice. Find out in this …
Continue ReadingWays to Save on Vacations: It Can Be Done with Transportation, Food, and Discount Tips
Stressing about how to afford a vacation this year? Wondering which areas of the world offer travelers’ great values at anytime of the year? …
Continue ReadingDefining What are US Treasury Inflation Protected Securities (TIPS) and Their Benefits
US Treasury Inflation Protected Securities (TIPS) issued by the US federal government have a unique feature. They lead to investment gains during …
Continue ReadingDependent Status and Saving Money - W9
People often confuse their W9 dependents with their tax filing dependents at the end of the tax year. The dependents listed on your W9 form do not …
Continue ReadingForget to File Your Income Tax Fees
April 15th has come and gone and you never filed your income tax return. The IRS does not always tack on a penalty, but if they do, how much could …
Continue ReadingHow to Pay Off Your Home Mortgage Sooner: Pay Off Your Mortgage Years Earlier and Save Tons of Money With This Simple Method
The bubble burst. The folly of interest only, negative amortization, and option arm mortgages have been exposed. Americans are fleeing from short …
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