Who Pays for Student Loans After Death?
One of the only ways to have student debt forgiven is through the death of the borrower. However, this is not always true, especially in the case of …
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Should You Put your Spending on a Diet? Learn how to Readjust Your Budget & Try a "No-Spend" Month
Many of us overindulge over the holidays leaving us with a few extra pounds to lose. Another common problem is over-spending, not just around the …
Continue ReadingThe Differences Between Banks & Credit Unions: Which Should You Choose?
Joining a local credit union has several distinct advantages over a bank. Should you switch accounts?
Continue ReadingThe Reality of the American Dream: Is It Still Achievable?
Many people today face huge obstacles to the classic American Dream: financial stability and home ownership. However, young adults seem surprisingly …
Continue ReadingQuantitative Easing: What is it & is it Good for the Economy?
The federal reserve continues it’s controversial practice of “quantitative easing”. Is this method actually a good way to boost the …
Continue ReadingWhy You Should Avoid Payday Loans at All Cost: The Beginning of a Vicious Debt Cycle
Many families turn to “payday loans” (short-term loans for small amounts) as a quick fix to get out of a sticky financial situation (or to …
Continue ReadingShould You Purchase Disability Insurance? Benefits and Types of Coverage
Most people believe that if they are disabled to the point of not being able to work the government will take care of them. However, government …
Continue ReadingThe Benefits of Giving Back: How Giving Money Away Reaps Psychological & Financial Rewards
With the costs of living rising every day, many people cling tighter and tighter to what money they have. Giving some of your hard-earned cash away in …
Continue ReadingWhy You Should Choose Term Life Insurance
Term life insurance is simply the best choice for the majority of people. Whole life policies are much more expensive, and the return on investment is …
Continue ReadingTips on Successfully Navigating the Healthcare Marketplace
For many of us, the new health care marketplace is a bit of a mystery. And because it involves something as important as our health, that kind of …
Continue ReadingExtreme Frugality: Is it Healthy? Know the Signs of an Unhealthy Relationship to Money
TV shows about extreme couponing have brought to light one aspect of extreme frugality. Sure, it pays (literally) to be frugal in order to live within …
Continue ReadingTypes of Life Insurance: An Overview
Life insurance may not be everyone’s favorite topic to think about, but it is an important financial tool to guard against risk. There are many …
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