How Do Interest Rate Term Structures Affect the Value of an Investment?
As the maturity of an asset increases so must its interest rate to account for greater risk. However, interest term structures are not linear as …
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How Trading Stocks on a Stock Exchange Works
Investing in stocks takes several parties working together so corporations can sell shares of ownership to investors. Learn how brokers, dealers, and …
Continue ReadingThe Difference between Primary and Secondary Markets
Buying and selling securities such as stocks and bonds takes place in one of two markets. Learn about the difference between primary and secondary …
Continue ReadingA Formula for Calculating APR and APY
The differences between Annual Percentage Rates (APRs) and Annual Percentage Yield (APYs) are significant when investing hard-earned money. Learn an …
Continue ReadingHow to Finance Your Car: Is Cash Back or a Special Low Interest Rate the Better Deal?
Car dealerships often offer cash back or special financing deals to entice new buyers. Which to take is a matter of a simple financial calculation.
Continue ReadingHow To Teach Your Kids To Handle Money: Pre-School through Kindergarten Age Money Lessons
Did you ever wonder how to help kids handle money? Try these techniques to help your preschooler and kindergarten student understand the concept of …
Continue ReadingSave Money and Time With Coupon Organizer from CouponMom.com
If you are spending hours each week clipping and organizing coupons, then this online database is especially for you. You will save time and money by …
Continue ReadingBuying vs. Leasing a Car - Is it Better to Purchase Your Automobile or Lease a Car?
Should you buy the car or should you lease the car? That is a question that has baffled car shoppers for many years. The truth of the matter is that …
Continue ReadingCalculate the Future Value of Multiple and Uneven Cash Flows with a Formula
The future value of an annuity formula is not adequate when the future cash flows of an asset are not regular. In this case, each cash flow must be …
Continue ReadingCalculating the Present Value of Multiple and Uneven Cash Flows with a Formula
The present value of an annuity formula assumes equal cash flows at each time period. However, sometimes cash flows are not even. Learn how to use a …
Continue ReadingDifferent Types of Savings Accounts - Which Type is Right for You?
Unless you want to keep money underneath your mattress, it’s imperative to open up some sort of savings account in a banking institution. With so many …
Continue ReadingHow to Calculate the Future Value of Multiple Uneven Cash Flows
Valuing simple present and future value assets is simple given even cash flows at regular intervals. However, not everything is so simple in …
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