How Long Does My Name Stay in Telecheck?
Bad check databases such as Telecheck enable merchants and banks to be protected against people who have returned checks. However, being a consumer …
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Bad Check Databases: Chexsystems Overvies
Chexsystems is one of several bad check databases that reports information on consumers who write returned checks or overdraw checking accounts. Being …
Continue ReadingDebt Collection Statute of Limitation
Debt collection statute of limitations are in place to protect the consumer. It is important to understand what statute of limitations apply to you, …
Continue ReadingProtect Your Ownership Rights With Title Insurance
Buying a home? The closing transaction is an important part in this process. This is when the ownership rights to the property transfers from the …
Continue ReadingThe Basics of Long Term Payday Loans
Find out all about long term payday loans, including what to look for and what they are, exactly. You’ll also find the general requirements to …
Continue ReadingBasics of Collaterallized Debt Obligations
The news has made many references to the recent problems with collateralized debt obligations. Here’s an explanation of them.
Continue ReadingCan Debt Collectors Garnish Wages? How to Avoid Getting Sued for Failure to Pay Debt
Can your wages be garnished for debt? Yes, it is indeed possible to have your wages garnished on any debt. However, a court process must first happen …
Continue ReadingFind out What Debt Securities Are: Types and Advantages
The investment world can be broadly divided into equity and debt securities. Equity is the stock market, and debt is bonds and other forms of …
Continue ReadingHow to Validate Your Debt Obligations.
There are times when you must validate the debt to which you are obligated. Here are the documents that are needed to prove the debts in your name.
Continue ReadingIntroduction To Credit Cards - Credit Cards Use, Fraud, Advantage And Disadvantage
Credit card is one of the multiple financial improvements introduced in the modern age, advantages of which are being obtained by the issuer, the …
Continue ReadingJail for Bad Checks is Possible
The question of can you go to jail for writing bad checks is yes. In most cases, a bounced check could be turned over to police for criminal …
Continue ReadingNeed a guaranteed Payment? Ask for a Certified Check.
A certified check represents a guaranteed payment. It is a safe way to ensure payment in a transaction when a payer’s creditworthiness is not known to …
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