Understanding the 0% Interest Credit Card
Many issuing banks offer 0% interest credit cards to potential customers seeking their business. Are these offers valid? Or, is a catch 22 lurking …
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Yield to Maturity Bond Yield Yield to Call YTM v YTC
Bond yields can be complicated enough, not to mention the difference between Yield to Maturity, or YTM and Yield to Call, or YTC. But, even if you …
Continue ReadingFHA Mortgage Information: Recent FHA Mortgage Guidelines for 2010 and Minimum Down Payment for an FHA Loan
An FHA mortgage is a federally insured loan offered by FHA qualified lenders. These loans have historically allowed individuals to purchase homes who …
Continue ReadingHow Does a Credit Card Work
Before you apply for a credit card there are many things to consider. You want the credit card that best fits your needs without paying many of the …
Continue ReadingCutting Fees: Little Ways to Save Money that Everybody Ought to Know
Discussing the various common and hidden fees that eat away at our funds. Knowing these fees and how to reduce them is just a little way to save …
Continue ReadingGuide to Tax-Free Interest Income from Municipal Bonds
Want to save money on your taxes? Looking for an investment that can provide you income with a huge tax savings? Try municipal bonds.
Continue ReadingBest Tip to Increase Your Refund, Cut Your Taxes and Save For Retirement
Most tax lowering moves have to be made before the end of the year on December 31. But, there is one big exception that you can still do to lower …
Continue ReadingBond Ratings Municipal S&P Moody's Fitch
Before you invest in bonds, you need to understand what bond ratings are and how they work. Presenting an online tutorial to understanding bonds and …
Continue ReadingCommon Billing Errors That May Cost You
Are you overpaying? Overcharging due to billing errors is a shockingly frequent sales error that can leave you scratching your head and searching …
Continue ReadingHow Negative Credit Scores Impact Homeowner's Insurance Rates
Negative credit scores have a huge impact on your homeowner’s policy insurance rates. Individuals with bad credit will find that they must pay …
Continue ReadingHow to Get Major Credit Card After Bankruptcy
Getting credit after bankruptcy or other financial problems can be challenging. However, there are still a number of ways to restore your credit and …
Continue ReadingMake an Investment Portfolio More Conservative with Asset Allocation
Everywhere you turn, the advice is the same, if you have more than five years to retirement, don’t worry about the ups and downs of the market. If …
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