Budgeting is the secret to living within your means, paying off debt and being able to afford that new must-have gadget or new car. Here you�ll find tips from experts to everyday citizens on how to set up your own personal budget and stick to it. Whether you�re a recent graduate starting your first job or starting to think about retirement, you�ll find advice on setting up a family, household or personal budget as well as general money saving tips. Helpful articles make saving money for a trip, school payments or a big purchase easy. Also find unique ideas on how to save money on daily necessities so you can afford your next big investment, pay off debt, or save money for a rainy day.
How do you teach kids the value of a dollar? With so many temptations, it is hard to keep kids from developing poor spending habits. However, some tools and tips can help, including mobile apps that teach kids to save more than they spend and make taking fiduciary responsibility seriously.
This second article in a three part series will focus on helping you tweak your budget to maximize your savings. In the first article we looked at the basics of creating and managing a budget. The next article will focus on putting your savings to good use.
Have you established your personal budget yet? Do you know if you are spending more than you are making each month? Read on to learn how to create and manage your personal financial budget.
In the final part of a series on managing personal finances, we discuss how to create a savings plan that will help you eliminate debt, create an emergency fund and plan for the future.
Many of us overindulge over the holidays leaving us with a few extra pounds to lose. Another common problem is over-spending, not just around the holidays, but all the time. Could you afford to put your budget on a diet? Learn why you should consider a “no-spend” month.
Does it seem like there’s always too much month at the end of your budget money? In this one stop guide to stretching your dollars, you’ll find a wealth of information, tips and tricks to help you get the highest return for every dollar you spend.
Money is tight and spending wisely is the call of the hour. Think you have your finances under control? Test your knowledge; find out if you are penny-wise and pound-foolish – and get tips on becoming more financially savvy in the process.
Household expenses can be reduced significantly by clearly delineating the difference between wants and needs. Everyone has a different set of dynamics and lifestyles, but we can all manage to trim the fat off the budget and still enjoy everything life has to offer while having fun reaching goals.
You may have to pare down to a bare-bones budget if a two-income household loses one income from a job layoff, or if you are contemplating divorce. When you look at what you have, it may be difficult to determine what you should cut and what you shouldn’t cut.
If you’re like most consumers, you are seeking alternatives to the envelope budgeting system. While it is a tried and true system that still works for many households, other consumers are looking for new and more technologically advanced ways to budget their money.