No ATM or Computer Nearby? No Problem!
If you have ever been out when you realized that you needed to know your bank balance, or make a quick transfer, but you didn’t have a laptop on hand, the Bank of America may just be the app for you. This is provided, of course, that Bank of America happens to be your bank of choice. If not you may want to consider lobbying your bank to make an app like this one.
Functionality of the Bank of America App (5 out of 5)
This app will provide you with most of the basics of your regular online account. You can check your balance, pay your bills or make transfers. In addition to the features that you can get with a laptop, this app has one unique feature. It can help you to find a local ATM without having to input an address. This is a nice time saver when you are near home and a lifesaver when you are traveling. You will not be able to make loan or credit card payments with this app; and for obvious reasons you will not be able to make withdrawals or deposits.
Design and Useability (4 out of 5)
This app has a clean user interface and you will find it simple enough to use. It is very similar to the design of the Bank of America online site. As an important side note, you should know that in order to use this app you must have a Bank of America online account. You can sign up for on the Bank of America website if you do not have one already.
Security (4 out of 5)
Two things assure the safety of your banking information. The first is encryption, which is designed to keep a third party from reading your information. The second is called a site key. This is an image that shows up on the site to prove to you that you have logged onto the real site and not a phony. The encryption is the same as the one that is found on the Bank of America online banking site. If you want to know more about it, you can find it on the site, or call the customer service line for more information.
In the end, this is one of the most useful free apps in the whole of the app store. If you find that you do a lot of banking on the go then this could be just what you need. Just be sure that you do not save your password, or the security measures will be worthless.