CDs & Saving

  • Living Trust or Will: Learn the Advantages and Disadvantages

    Everyone has an estate when they pass away. The estate will require management, of which there are many types. Two popular forms are living trusts and wills. There are advantages and disadvantages to both. Knowing these will help you decide which to use...
    By W. A. Swan May 19, 2011 

  • A Beginner's Guide on How to Start Saving Money

    Whether you are 15 or 75, it is never too late to begin saving money as long as you have money at your disposal to save with. Learn some money saving basics to get you started.
    By ShawnTe May 18, 2011 

  • Financial Statement Basics: Learning to Read Notes to Financial Statements

    Investors looking into investing in a firm must have a working knowledge of basic accounting and the ability to interpret what is found in notes to financial statements.
    By John Garger May 12, 2011 


  • Types of Savings Accounts

    Unless you want to keep money underneath your mattress, it’s imperative to open up some sort of savings account in a banking institution. With so many options to choose from, how do you know which type or types of savings account is right for you?...
    By KEllis April 29, 2011 

  • Understanding the Basics of Personal Financial Planning

    The basics of personal financial planning is all encompassing & could get you confused. This article is about the fundamentals of financial planning: its meaning, its benefits, the financial planning process, the use of software & the best...
    By ciel s cantoria April 11, 2011 

  • Preserve Your Principal with Treasury Inflation Protected Securities (TIPS)

    US Treasury Inflation Protected Securities (TIPS) issued by the US federal government have a unique feature. They lead to investment gains during times of inflation. Learn more about TIPS and how they can help to minimize the negative effects...
    By Kantha Wijeratne April 11, 2011 


  • What is the Difference Between Stocks and Bonds?

    Bonds make or break the economy - or so it seems. Even though they don't make people's heart go "thump-thump", they are incredibly important for an economy to stay afloat. So what exactly are bonds? What do they mean? What does...
    By Ashwin Satyanarayana March 30, 2011 

  • Steps for How to Sell a Savings Bond When it Matures

    If you have some U.S. savings bonds and you would like to convert them to cash, this article shows you how the bonds grow in value and how to sell a Series EE or I savings bond.
    By Tim Plaehn February 8, 2011 

  • 401k Withdrawal Options: What is the 401k Hardship Rule?

    Not all 401(k) plans offer hardship withdrawals, they are optional. Plan managers who make 401k hardship withdrawals available must make sure they are in compliance with IRS rules. 401k withdrawal options must be outlined in the plans documents...
    By Finn Orfano January 28, 2011 

  • What Do the Bank Terms APR and APY Mean?

    The differences between Annual Percentage Rates (APRs) and Annual Percentage Yield (APYs) are significant when investing hard-earned money. Learn an explanation of the bank terms APR and APY, and how they are calculated.
    By John Garger January 21, 2011 
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