Mortgages & Loans

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  • Variable vs Fixed Rates: Should You Hold or Go All In?

    You can take control of your finances right now by consolidating high interest rate credit cards and mortgage payments into variable or fixed rates, which one is right for you? Take a look, you may be on your way to financial freedom in just a few...
    By  Olivia Emisar November 12, 2011 

  • Must-Bookmark Collection of Tips on How to Buy a Car and Own a Car

    They say buying a new vehicle should be considered a major investment—and it is! Very often, however, the average consumer is enticed by fast-talking salespeople or simply doesn’t understand all the ins and outs of buying a new car. This...
    By Jean Scheid October 14, 2011 

  • Guides for Obtaining Personal Loans and Low Interest Rates

    Unless you are in the top two percent of the wealthiest members of the population, you will probably need a personal loan in order to achieve educational and personal goals. Personal loans are not evil, but in many cases, they are necessary. The main...
    By Olivia Emisar September 8, 2011 


  • In Search of Affordable Refinancing?- Discover HARP & FHA Assistance Programs

    Some homeowners are still struggling with high interest rates on loan amortizations, since they owe more than the value of their homes due to the 2009 value decline. Get help via HARP or FHA refinancing programs, these are affordable mortgage loan refinance...
    By ciel s cantoria September 4, 2011 

  • Need an Auto Loan? Which is Better the Bank or the Dealership?

    Financing a car offers the choice of using a bank for the loan or using dealer financing. It may be a good idea to check with your bank on rates and terms before shopping for that new car and if you belong to a credit union, financing may be even cheaper!
    By Tim Plaehn August 18, 2011 

  • Understanding Interim Financing

    Interim financing, more commonly called a bridge loan, can be very helpful for a homeowner who is trying to sell one home and purchase another. This type of financing is also very helpful for a business that may be waiting for a larger infusion of capital...
    By Doreen Martel July 16, 2011 


  • What Are Land Contracts? Examining The Basics

    With the mortgage crisis still upon us, many sellers are offering land contracts as an acceptable way to purchase property they have for sale. If you're wondering what land contracts are Jean Scheid talks about everything you need to know before entering...
    By Jean Scheid July 6, 2011 

  • Types of Mortgages

    The types of mortgage loans which are conventional can be classified into three major categories. These are fixed rate mortgages, adjustable rate mortgages and the combination or hybrid type. A fourth variation, the balloon mortgage, is also discussed...
    By Baby Rani July 6, 2011 

  • How to Calculate Loan Payments for Mortgage Loans and How Are They Applied?

    It has been quite some time since you’ve made payments on your mortgage loan. You can’t seem to figure out why your principal balance was hardly reduced by all the mortgage loan payments you've made. Here's a guide on how to calculate...
    By ciel s cantoria July 6, 2011 

  • What Are Time Shares

    What exactly is a Time Share and how do they work? You will get the answers to what a time share is exactly and how to use your timeshares. Included will even be a few things that you should look out for in when buying a Timeshare.
    By Jason Cox June 29, 2011 
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