Has My Money Order Been Cashed?

Written by:  • Edited by: Laurie Patsalides
Updated Jun 4, 2009
• Related Guides: Post Office

Not every person has a checking account or a debit card. For people who wish to deal only in cash, the money order is the safest option. Once you send out that money order, how can you tell if the "order" has been cashed?

Tracking a money order online is relatively easy if you understand the necessity of keeping the receipt tab once attached to the money order. This tab retains the money order number needed to track down the status of a money order. Without the receipt stub, there is no way to ever find out whether or not the money order has been cashed. Money orders are not the same as wiring money. Wire transfers are much easier to track.

There are two ways to track money orders online and offline. These depend on the source of the original money order. If the order was printed at a retail store or the post office, the stub will need to be taken to the location where the serial number will be researched. When the money order is cashed, the serial number is reported as fulfilled. Some retailers and the USPS will charge a nominal fee for a report verifying the money order has been cashed.

If the money order was purchased from Western Union or a similar company, the money order serial number could be researched online. In this case, the purchaser will need to visit the official website, like WesternUnion.com, and enter in the serial number into the appropriate field. These searches are usually free, but some companies may charge for an official report stating the money order has been fulfilled and any details about the transaction that are not privacy protected.

What Happens to the Money Order if it is Not Cashed?

If the money order is not cashed, a stop payment can be placed on the order. It is important to complete all paperwork including name, address and contact phone number when the money order is printed. This will give the retailer all the information they need to stop the payment on the order. There may be a nominal fee for stopping payment on a personal money order.


Comments

Showing all 34 comments
 
Msevans4 Feb 3, 2012 5:32 AM
RE: Has My Money Order Been Cashed?
I just got a money order for 800.00 and was told to go cash it at my bank than send the remaining funds to someone in chicago but Im not sure if I want to cash it at my bank what did you end up doing??
casey & Brandy Turner Mar 9, 2011 3:51 AM
lost money order!
I purchased money order and still to my knowledge the bill isnt bad due to non payment and which i mailed nill out on 02/17/2011
Randy Beard Mar 4, 2011 2:46 AM
How do I track a money order if my western union has been lost or stolen
A western union money order was given to my manager tfor him to give to me. I did not receive it. He says he lost it. How can I track the money order to see if it was cashed. Also, if it has not been cashed, how can it be replaced?
nicole Feb 14, 2011 1:59 PM
m.o
hey how do i track my m.o if it has been lost or stolen?
clara Feb 2, 2011 9:33 AM
Lost money order
My money order was lost. I mailed it to Comcast on January 20th. They still have not received it. All service has been suspended and it is nothing they can do about it. :-( How do I find it?
PD Dec 21, 2010 6:26 PM
Money Orders FAQ
#1) There is no way to trace WHO cashed the Money order, the 'trace' that you may or may not have to pay for is just a way to verify that the MO was cashed, NOT a gaurantee that it was delivered to the intended payee at all.

#2) Unless you can get your hands on the cashed MO, there is no way to see who endorsed it (endorsments would be signed or electronically printed on the back of the MO)

#3) Important!! If you send it to the wrong creditor or payee, then you are S.O.L. The issuing authority is not responsible for the final disposition of the funds. Some creditors/payees and or the issuing authorities don't pay attention to the 'Pay to the Order Of' line.
james williams Dec 13, 2010 4:31 AM
lost money order
my landlord lost my money order for the rent ---sent in request for repayment of lost money order--refund sent back to me --if orgingal money order was lost by landlord can he found out that refund was sent to me the purchaser
Carly Nov 10, 2010 3:44 PM
RE: Has My Money Order Been Cashed?
Hello, I'm sorry to hear of your troubles but we cannot help you. We are just an online writing website providing general information. Thanks for reading and best of luck.
lois wright Nov 6, 2010 9:15 PM
refund for lost money orders
I purchased a money order for $210.00 at rite aid drug store. I misplaced and need stop mayment and have a new one issued by the drug store. The store manjor said that western union had orthorized the replacement. This was my rent payment, I am disabled and live in hud housing. and need the money to pay them.
Lois
candace evans Sep 29, 2010 10:58 AM
money order
i had purchased two money order n 2000 an had never cashed them i found the mutilated m/o n call to find out how to get my money back an was told what i needed to do which was send 15 dollar money order for both m/o an a notaried statement did that an they send me back a letter that the m/o was old an the state of ohio cashed the m/o for lesser value an they kept my 15 dollar fee if they told me it was nothing could be done then why would you have me send a fee for what now iam out of the fee money an the m/o money i mean they got me i think that is so wrong any way i can fight for my moines
Laurie Patsalides Sep 28, 2010 2:14 PM
Editorial Response
Hi Everyone,
We are an online writing website providing information to educate the public. We would have no way of knowing exactly where your money order is, but thank you for reading.
Laurie Patsalides
Managing Editor
jacqueline vasquez Sep 28, 2010 1:58 AM
money order
i would like to know if this money order was cashed or if they have yet to receive it. this is my rent and cannot afford to pay rent twice for 1 month.
urvano perez Sep 7, 2010 3:57 PM
need adress
i need the adress where to send the copys
Lisa Aug 11, 2010 11:33 AM
Tracking Money Orders
I sent a money order (from a local store) Saturday to the Frontier Telephone in Rochester, NY. How can I track it without accummulating and fees? How long does it take for a money order to go local?
DANIEL Jul 23, 2010 1:16 PM
LOST COPY OF MONEYORDER
MY WIFE PAID OUR HOUSE PAYMENT WITH A MONEYORDER AND ON HER WAY HOME SHE STOPPED TO PUT GAS IN THE CAR AND HER PURSE WAS STOLEN. THE LANDLORD CLAIMS THEY NEVER RECIVED IT, IS THERE ANY WAY THAT SHE CAN GET A COPY OF IT FROM THE STORE WHERE SHE PURCHASED IT?
please help!!!!!
Jakemia Price Jul 15, 2010 8:43 PM
Money Order
I was sent a money order for some people claiming to be over Mystery Shopping. They sent it as a job Proposal saying that the 1st assignment was to evaluate Western Union. Out of the money I was told to cash it into my bank account for 24hours, deduct $200 of it for myself and go to my local Western Union take out the wire charges out of their money, slpit the money into two and send it to their research center in China. To me it sounds like a scam. I still have the Money order and I don't know what to do with it. Can it be tracked? What is the best thing to do? Should I cash it and keep it? Do what they say? I have no problem doing it if it isn't a scam.
Sarah Jul 6, 2010 1:35 PM
Postal Money Order
I sent a postal money order for a student travel card in Dublin. In despair i called the travel company today and they said they did'nt receive the money order with the application, yet when i inquired at the post office they confirmed that the postal order was paid into a bank account.What your advice?
bobbie bagwell Jun 29, 2010 7:47 PM
when will I recieve the product ?
My check has been through the bank--when will I get the product ? MAAS ?
a daniels Jun 15, 2010 11:11 AM
post office money order
why cant a money order be track if it is from a post office and a scamer have not got it yet if the right people have the number and the adress that it is going International Award AdInternational award advisors
P.O. Box 8050
Huntington Station, New York
United Statesvisors po box 8050 we keep tell the state the adress I just sent 20.00 and i know i not the only one I thought it saw a scam but the bbb say they had 9 complaints and 8 was resolved i dont know who to get in touch with but some one do tell to set on the box and adress 20.00 is not much but add them up with all the people they are scaming, if it was for more i would not have paid it I wish i had google instead of bbb
Jeanette May 11, 2010 9:09 AM
money order
Most banks there is no fee to file a ps6401 form to locate a money order and find out whether or not it has been cashed .
KATHLEEN CLYNE Mar 29, 2010 8:53 AM
WHO CASHED MY MONEY ORDER
I HAVE CALLED THE 800 NUMBER LISTED ON THE BACK OF RECEIPT OF MONEY ORDER.... THEY REPORT THE MO WAS CASHED, BUT IN ORDER TO FIND OUT WHO CASHED IT I WOULD NEED TO PAY FURTHER FEES.
UNFORTUNATELY, I CANNOT AFFORD ANY MORE MONIES.... PLEASE ADVISE. THANK YOU
Marcia Mar 28, 2010 2:47 AM
Money Order To JCPenneys
My Mother wrote a $150.00 money order to JCPenneys and mailed it. They claim it was never
recieved, however, it was cashed by Bank of
America. JCPennys claims they do not bank w/them and said the money order must have been
stolen before it reached them. Now they are charging her $40.00 extra each month while she
is trying to track the location/etc. As a retired
senior she can't avoid to replace it w/o getting
a refund/replacement. Can you please direct us
further as to what we can do to end this problem.
Thanks in advance, you do a get job.
hilario Feb 7, 2010 1:41 PM
tracking money order
I need help on geting money order copys I can loose my home becouse someone else is cashing the money order insted of the owner who is selling the property
Lucinda Watrous Nov 30, 2009 10:51 PM
We cannot provide assistance with the actual tracking of money orders
I apologize for any confusion this article may have caused its readers, but we are unable to assist with specific money order questions/issues. These will need to be directed to the company who issued the money order, using the information found on your receipt.

Thanks,
Lucinda
sandra mitchell Nov 30, 2009 10:43 PM
bank money order
I sent a bank money order by mail to pay rent landlord said it was never received.I would like to know if it was received and cashed. check was purchased from greenpoint bank.CK#81685729 for the amount$239.00 .Any help will be greatly appreciated, Thank You
Marsha Tague Nov 24, 2009 7:19 PM
How long does it take to track MO?
My ex-husband claimed in court that he paid me with a money order. I never received a MO. He had some sort of receipt he showed the judge but judge said it could have been anyone. He claims
it takes 6-8 weeks to have it traced. Is this true? Please help me!
Marsha Tague Kirby Nov 21, 2009 9:14 AM
MO tracking
My ex-husband claimed in court that he had paid me with a postal money order, but when the judge looked at the carbons she said they could be to anyone. Then he claimed it would take 6-8 weeks to track it. I never received any MO. Please HELP! Is this true?
Lucinda Watrous Oct 7, 2009 3:20 PM
@lilkunta
I'm sorry, but because we are not affiliated with Western Union, we cannot help you any further.
lilkunta Oct 6, 2009 3:48 PM
check Western Union $ Order
I paid rent with a Western Union MO. Manager is claiming she didnt receive it. I callled 1800 999 9660 but it wouldnt allow me to check $ order status. I tried online but there is a place for wire transfer checks, but not $ order checking ( or there is I dont see it). Please help. Info:
Date:1 Aug
Amt: $600
# : 09125976089
Agent: 208575
Please help. Thanks.
Lucinda Watrous Sep 16, 2009 1:01 PM
@Brian and @Denise
Contact the customer service line for the money order issuer to find out more about to trace the money order. If you'll let us know who the money order was issued by, we can provide more information, such as a contact phone number for them, for you. You will need to have the receipt for the money order before you will be able to trace it.
denise bardliving Sep 15, 2009 1:52 PM
hello
i need to get the form to trace if a money order has been cashed
BRIAN NAVARRETTE Sep 10, 2009 11:18 PM
tracing usa postal money orden
i want to know if my money orden has been cash i need to get the form to trace if a money orden has been cash.
Lucinda Watrous Aug 25, 2009 12:25 PM
@Sharon
You will need to contact the vendor of your money order to find out how to trace it. Generally, there is a customer service number available on the receipt of the money order, where you'll be able to call and enter the money order number to see if it has been cashed or not. If you do not have the money order receipt they may not be able to help you.
sharon thomas Aug 25, 2009 10:54 AM
tracing money order
i need to get the form to trace if a money order has been cashed.
 
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