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Top Credit Card Processing Apps

written by: Arnold Zafra•edited by: Simon Hill•updated: 5/4/2010

Looking for a credit card processing app to let you accept credit card payments through your iPhone? Look no further than our list of top credit card processing apps. Any of these apps will let you process credit card payments on your iPhone either through Wi-Fi, EDGE 2G or 3G network connectivity.

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    Swipe Credit Card Terminal

    Rating Average

    Swipe Credit Card Terminal This app offers a safe and secure way of processing credit card transactions. It is certified by PA-DSS, so you are sure that you're dealing with a secured network. The app captures your customer's signature electronically and sends a digital copy to your email. It also allows you to add your company name to the top of the Swipe terminal so that your customers can be more confident when dealing with you. Other features of this credit card processing app include - default tip setting, single screen entry for fast and convenient transaction, transaction history logs, and advanced fraud detection. Swipe Credit Card Terminal supports various major credit cards including VISA, Mastercard, American Express and more. (Price: $0.99) (iTunes link)

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    Credit Card Terminal

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    Credit Card Terminal Here's another app that lets you turn your iPhone into a mobile credit card terminal and accepts payments even when you're on the move. The app accepts Visa, MasterCard, Discover, Amex and features transaction log, full and partial refunds, e-mail PDF receipts, capture digital signatures, customer tip/gratuity and fill customer contact info from Address Book. The app also lets your customers sign with their fingers, or purchase Pogo stylus. (Price: $0.99) (iTunes link)

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    iMerchant Pro - Credit Card POS Terminal

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    iMerchant Pro This credit card processing app is easy to set up and features a user friendly and yet very professional interface. It processes and accepts credit cards, performs sales, and refunds and captures signatures with Real Ink Technology. Other features include password protection, customizable GPS enhanced e-mail receipts, sales charts, full transaction details and quick data entry and address book lookup for efficient workflow. It runs on EDGE 2G, 3G and WiFi connections. (Price: $0.99) (iTunes link)

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    ProcessAway Credit Card Terminal

    Rating Average

    ProcessAway Credit Card Terminal With its relatively high price, we're looking into a very professional credit card processing app in ProcessAway Credit Card Terminal. True enough, this app is packed with professional features including - authorize and capture charges, verify and hold funds, void transactions, capture holds, issue credit/refund, transaction log, post to alternate gateways, credit card validation, PIN security/protection and more. The app was tested on various alternative gateways including eProcessing network, Expitrans, Quantum Gateway, PlanetAuthorize, gotoBilling and Cyberauthorize. (Price: $24.99) (iTunes link)

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    iTransaX - Credit Card Processing Terminal NELIX

    Rating Average

    iTransaX - Credit Card Processing Terminal NELIX This app only takes 15 seconds to set up. In due time you can start processing sales from Visa, MC, Discover and American Express on your iPhone. The app allows you to issue voids and returns, view transaction receipts, email receipts to customers, collect full customer details, access complete transaction history and transaction details. The app works over Wi-Fi, Edge, and 3G. What's good about this credit card processing app is that it does not require 3rd party accounts such as PayPal or and sales made on multiple iPhones using this app go directly to the same bank account. (Price: $4.99) (iTunes link)