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Phishing is a malicious attempt to steal somebody's personal information to include name, credit card number, home address and phone numbers. Attacks are normally carried with e-mails and through web sites that look legitimate but actually are simple look-alike versions engineered to record information inputted by users who believe they are actually dealing with real sites.
Advise: Don't be fooled and take the bite from a potential phisher who is out looking for a victim.
What to look for: any upsetting or exciting (but false) statements in emails or slightly different or confusing URL sites.
A phishers motive is: to get people like you to react immediately.