As parents we want the best for our children and saving for their college education so they can have stability and financial security in their adult lives is something that makes the top of our priority list once that baby is born. Saving is hard, but 529 plan contributions can make saving easier
Find great successful saving tips that will help you meet your financial goals. How much money should you have in your emergency fund? What should you look for in a CD? Get on the road to financial freedom and learn how to pay yourself first even when it seems impossible.
Money market funds are a good place for larger deposits that will be used for short term purposes. Shareholders need to know how liquid their funds are going to be. In some cases, this depends on the source of funds and also on the type of money market fund that the investments are placed in.
If you have some U.S. savings bonds and you would like to convert them to cash, this article shows you how the bonds grow in value and how to sell a Series EE or I savings bond.
Not all 401(k) plans offer hardship withdrawals, they are optional. Plan managers who make 401k hardship withdrawals available must make sure they are in compliance with IRS rules. 401k withdrawal options must be outlined in the plans documents.
If you are thinking of making withdrawals or borrowing from your 401(k) account, you may be concerned about taxes and penalties. Learn more about calculating 401k early withdrawal penalties and how to avoid them altogether.
Have you ever wondered how to calculate interest on a savings account? Well, this article gives you the formulas and examples, so that you can determine whether you are getting the best return on your money.
While the application is lengthy, it is possible to replace US Savings Bonds lost due to theft or disaster. Normally a bond must be at least 12 months old to be replaced, but US Savings Bonds lost to natural disaster may be eligible for a waiver.
Savings account interest rates vary widely and can be confusing when looking for the best as it depends on what particular requirements there are to obtain the best interest rate and if they apply to you. To find the best interest rate savings account you must look at various factors.
Certificates of Deposit (CDs) are a risk-free financial product if you are able to spare funds for a given time period and determined not to withdraw it before the maturity date. Here, you’ll find tips on safe high yield investing.