What type of investments are we talking about? The volatility of the markets does not inspire much confidence in Wall Street and European financial troubles are compounding the state of our stagnant economy. Best advice: Invest in yourself.
We all know that when we don’t need the money, the banks are eager to lend it, but when we are in dire straights we can’t get a loan to save our lives. It’s not a coincidence, banks know our finances better than most of us do and if we are viewed as a risk, the chances of getting a loan are low.
A recent news story showcased a couple for winning the biggest jackpot in European Lotto history. The couple has modest interest and intents for their new found wealth, but the most striking comment made was: “We have always lived within our means…” and that is step one to improving your DTI.
Most people find it easy to get into debt and not as easy to get out of debt. Achieve freedom from excessive debt by making an honest review of income and expenses, and find ways to pay down debt that has already been incurred. Find help overcoming barriers to becoming debt-free.
Those who need to reorganize their debt may be considering a Chapter 13 bankruptcy. If an individual has filed for relief, the question may arise later if a filer can or should consider adding a non-filing spouse to a Chapter 13 bankruptcy. In some cases, this can be very beneficial.
In tough times many of us face debt—overwhelming debt! With lower income levels due to job loss or illness it’s often hard to repay that debt on your own. Should you seek out the help of a debt arbitrator? Find government facts and real answers here.
Student loans are typically entered into through a government backed loan organization. This can be a benefit or a downfall depending on the route that is taken. Keeping a loan out of default and working with the right organizations can turn a negative outcome into a positive one.
The key to effectively dealing with bill collectors is to educate yourself on your rights as a debtor and to know what bill collectors legally can and cannot do.
There are three bond types used for bonding employees and contractors. Each one has its own application requirements. In some cases, the job requiring the bond may not allow you to be bonded if you file bankruptcy, while other times it may be possible.
How much does it cost to file personal bankruptcy? It may feel ironic to have to pay for debt relief when you’re in such dire financial straits, but in most cases you will indeed have to pay at least a couple of hundred dollars to file bankruptcy.