Mortgages & Loans

  • What Are Land Contracts? Examining The Basics

    With the mortgage crisis still upon us, many sellers are offering land contracts as an acceptable way to purchase property they have for sale. If you're wondering what land contracts are Jean Scheid talks about everything you need to know before entering...
    By Jean Scheid July 6, 2011 

  • Types of Mortgages

    The types of mortgage loans which are conventional can be classified into three major categories. These are fixed rate mortgages, adjustable rate mortgages and the combination or hybrid type. A fourth variation, the balloon mortgage, is also discussed...
    By Baby Rani July 6, 2011 

  • How to Calculate Loan Payments for Mortgage Loans and How Are They Applied?

    It has been quite some time since you’ve made payments on your mortgage loan. You can’t seem to figure out why your principal balance was hardly reduced by all the mortgage loan payments you've made. Here's a guide on how to calculate...
    By ciel s cantoria July 6, 2011 

  • What Are Time Shares

    What exactly is a Time Share and how do they work? You will get the answers to what a time share is exactly and how to use your timeshares. Included will even be a few things that you should look out for in when buying a Timeshare.
    By Jason Cox June 29, 2011 

  • Finding Free Saving Accounts without Deposits

    Saving money is a skill that allows you to achieve major financial goals in your life such as education and retirement. One of the smartest moves you can make in your life is a savings account. Free savings accounts without deposits are among the best...
    By Allyson Heath June 29, 2011 

  • Assumable Mortgages

    Assumable mortgage is the process of transferring the mortgage of a seller to a potential buyer. This happens when the current interest rates are higher than rates that were in vogue when the seller had purchased the property.
    By Baby Rani June 29, 2011 

  • USDA Mortgage Loans: USDA Loan Requirements

    The United States Department of Agriculture, otherwise known as the USDA, provides mortgage loans to those who may not otherwise qualify for conventional mortgages. If you are interested in learning more about USDA mortgage loans, continue reading this...
    By Lucinda Watrous June 29, 2011 

  • Long Term Payday Loans

    Find out all about long term payday loans, including what to look for and what they are, exactly. You'll also find the general requirements to be approved for a long term payday advance.
    By randalarias June 29, 2011 

  • How to Get Your FICO Score from All Three Credit Bureaus

    The FICO Score is a mainstay in consumer lending and all consumers need to be aware of what their score is. However, you only obtain your FICO Score directly from two of the three credit bureaus. Hope is not lost, you can still obtain your FICO Score...
    By ShawnTe June 29, 2011 

  • Dangers & Risks Associated with Line of Credit Loans

    A line of credit in its most simplest of terms is an agreement between a lender, such as a bank and a customer (business or personal). The agreement establishes the maximum amount of money the lender is willing to lend to the client. Depending...
    By Finn Orfano June 29, 2011 
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