Is my health insurance covered by my employer, or do I need to obtain private? Do I need life insurance? How do I find the best deals on car, home or motorcycle insurance? Should I get pet insurance? Find all the answers you're looking for at BrightHub's personal finance channel on everything from deductibles, rates, coverage and more. Whether you're looking for homeowners, family or auto insurance get tips and valuable information.

How to File A Life Insurance Benefits Claim

How to file a life insurance benefits claim only requires a few simple steps. During your time of mourning, some reassurance is given knowing that insurance proceeds usually are sent quickly to help deal with the expenses after the death of a loved one.

Beneficiaries of Unclaimed Life Insurance Policies

Identifying beneficiaries of unclaimed life insurance policies is typically undertaken by an insurance company if they are aware of the death of a policyholder. If they are unsuccessful locating beneficiaries in life insurance policies they may be required by law to turn the assets over to the state

How Do Life Insurance Companies Confirm Death?

If you are a beneficiary on a life insurance policy it is important that you know the answer to “how do life insurance companies confirm death”. This is critical so that you do not have to wait an extended period of time in order to claim a death benefit. Here are some of the typical requirements.

How to Get Dog Friendly Homeowner Insurance

If you own a home and have a dog or two—or more, is it possible to find dog friendly homeowner insurance? Some insurance companies may refuse to cover dog bites or property damage created by dogs. Jean Scheid, owner of six dogs, discusses homeowner’s insurance and dogs.

How to Tell if You need Flood Insurance

Most people think that their homeowner’s insurance policy also covers flood damage, but a common policy does not cover flood damage. You can add flood insurance to your home owner’s policy. This article tries to answer some of the common questions about flood risk for insurance.

Help for Uninsured Auto Coverage

What happens if you’re in an accident and the other driver isn’t insured or is underinsured? Find out where to get help for uninsured auto vehicles and if you should buy uninsured motorist insurance coverage.