Debt
Debt has got us all down these days, and honestly, we need all the help we can get. This topic delves deeper into debt to help you find how you can dig yourself out of debt and how to avoid going any further into it.
Inspirational Quotes for Millennials to Get Out of Debt
“Don’t downgrade your dream just to fit your reality. Upgrade your conviction to match your destiny.” Get some inspiration to get out of debt!
Discipline & Lifestyle Changes That Can Get You Out of Debt
It is likely that poor decisions or unexpected circumstances got you into debt. In order to get out of debt you’ll have to form a plan and adjust your behavior to live within your means. Follow these steps to get your money back into your control!
Student Debt Crisis for Americans Over 50: Why are so Many Older Americans in Debt?
The student debt crisis is not just limited to the young. In fact, research shows that Americans ages 50-59 owe $112 billion in student loans! What caused this debt crisis?
Manage Student Loan Debt with the Income Based Payment Plan
For students struggling to make their monthly loan payments, an income based repayment plan may be ideal. Learn more about how it works and find out if you are eligible.
Who Pays for Student Loans After Death?
One of the only ways to have student debt forgiven is through the death of the borrower. However, this is not always true, especially in the case of private loans. Parents and spouses of deceased loved ones may also have to watch out for tax hits on forgiven loans.
Why You Should Avoid Payday Loans at All Cost: The Beginning of a Vicious Debt Cycle
Many families turn to “payday loans” (short-term loans for small amounts) as a quick fix to get out of a sticky financial situation (or to afford more gifts for Christmas, perhaps?) However, these loans can be very dangerous, locking you into a vicious debt cycle.
A Guide to Understanding Bankruptcy: Tips & Strategies for Making the Best Decisions
The mere word “bankruptcy” is enough to fill the most responsible person with dismay. Unfortunately, there are times when there are simply no other good options. Long term unemployment, excessive medical bills and even divorce can all lead to bankruptcy. However, it is possible to plan and prepare.
Achieve Financial Freedom From Debt, Save Money & Build Financial Security
Late night TV is filled with ads from so-called personal finance experts who will happily take several of your hard-earned dollars and give you the secrets of financial freedom. But, you don’t really need to cough up some of your extra dough. Instead, just follow a few basic tips.
5 Ways for Negotiating Student Loan Debt
If you are preparing to enter into the negotiating process with your student loan lender, you better go in prepared. Learn the primary reasons lenders allow you to renegotiate your students loans, make sure you fit the bill and then uncover your options.
Today's Economy: Should You Invest Money or Pay Off Mortgage and Other Bills?
What type of investments are we talking about? The volatility of the markets does not inspire much confidence in Wall Street and European financial troubles are compounding the state of our stagnant economy. Best advice: Invest in yourself.