A physical break-in can leave you feeling vulnerable and afraid, but identity theft is just as scary. This invasion of privacy can cost you lots of money if it goes undetected and it can be hard to bounce back. Check these steps on how to prevent identity theft.
Credit Cards & FICO Scores
Credit cards can be extremely useful to the average consumer, but can be dangerous when abused. Here learn tips on paying off your credit card bills in a timely fashion, the best card for your needs as well as information on how to use rewards to your advantage while avoiding high interest rates and annual fees. Have bad credit? We'll help you improve your FICO score. Feel overwhelmed with debt? Find info on consolidation, counseling services and other methods to paying off your credit card debt and getting your spending under control.
One of the much talked about benefits of the Credit Card Reform act concerned how credit card companies raise rates. Has this act made much of an impact in this area?
Credit card companies and late fees plague millions of people worldwide. Don’t become bogged down with these credit card late fees. Learn about and how to avoid those nasty late fees credit companies impose on their customers.
Reducing credit limits to increase credit scores is a bad idea that can backfire. Learn about why it is not a good idea to lower your credit limit to increase your credit score.
The importance of understanding financial planning cannot be understated. Financial planning is required for all aspects of a successful financial life, from budgeting to retiring.
Many people may wonder, if canceling or closing credit card accounts will harm credit scores. In fact, closing old accounts can hurt your credit score in several different ways. When trying to improve your credit or pay off debts, refrain from closing accounts to avoid this detrimental effect.
Raising your credit score takes time and responsible borrowing behavior. However, there are some surefire ways to raise your credit score if you have the patience and discipline to manage your money wisely. Here are five things you can do to raise your credit score.
Fixing credit issues that have occurred due to Credit Cards can be a long and winding road. If you’ve tried to work directly with collection agencies and the issuing bank of your cards to no available there are several “unconventional” ways you can attempt to fix your credit.
If your debit card has a visa logo on it and can be used anywhere Visa is accepted, is it the same as a credit card? Absolutely not, and the difference is crucial to financial health. Many people don’t realize that the difference between a credit card and a debit card can spell financial disaster.
An overview and details of the new credit card bill of rights that will go into effect in 2010. The article includes an explanation of the changes to finance charges and interest rates, payments, over-the-limit fees, statements and the processing of payments.
Credit card is one of the multiple financial improvements introduced in the modern age, advantages of which are being obtained by the issuer, the holder and the merchants.
An unpaid credit card balance affects your financial security. It costs you in terms of extra interest and adversely impacts your credit record. The first step in eliminating credit card debt is to commit to a plan to settle it. This useful information helps in this process.
A credit card balance that remains unpaid is a cause for concern. Settling only the minimum payment helps to keep your account current. However, it does not ensure financial security. How much should you pay to reduce your credit card balance? Read on to find out.
Choosing to quit paying your credit cards can be scary, and does have a few consequences. However, it is important to find out what the actual consequences are before making such a decision.
Chargebacks are pretty common place with credit card usage. At one time or another a person will have a dispute with a merchant that can not always be handled between the merchant and consumer. This guide will provide you with the basic tools you will need to dispute a transaction.