Credit cards can be extremely useful to the average consumer, but can be dangerous when abused. Here learn tips on paying off your credit card bills in a timely fashion, the best card for your needs as well as information on how to use rewards to your advantage while avoiding high interest rates and annual fees. Have bad credit? We'll help you improve your FICO score. Feel overwhelmed with debt? Find info on consolidation, counseling services and other methods to paying off your credit card debt and getting your spending under control.
Your credit card is safe in your wallet, but your statement shows you recently spent $900 on online games. How did your credit card information get stolen? Learn about how scammers target your information, and what it means for you.
Paying off credit card debt is a smart move. When you are paying interest on money, you are in essence mortgaging your future options to pay for your past purchases. Here’s what you need to know to get out of credit card debt fast.
Bankruptcy, foreclosures and unemployment have made a huge dent in credit scores in recent years, but there are steps to rebuilding credit scores and taking control of our financial future. Taking these steps is well worth the effort to obtain low interest rates on mortgages and personal loans.
Start building credit history with good credit habits. Whether you are trying to start out building a good score, or wish to improve your existing score, these steps will help you to improve your credit score over time.
There are many ways credit card scams can ruin your life. The cost of repairing your credit and restoring your good name is so costly in time and money that prevention is by far the best medicine. Protect yourself by knowing what to look out for in online credit card frauds or scams.
Bankruptcy is a legal process allowing you to reorganize or even get rid of your debts. Learn more about how to negotiate credit card balances in bankruptcy to find out how the process can help you to more effectively deal with credit card debt.
There are a variety of reasons why a consumer may wish to dispute a credit card charge including a bad product, an error in billing and fraudulent use of their cards. The processes to handle this type of dispute can be challenging if a consumer does not have accurate information.
If you’re getting letters from either your credit card company or a collection agency informing you of an upcoming legal battle—mediation or arbitration, what does this mean? What if you don’t feel you owe the company any money? Can you fight these battles? Jean Scheid explains the facts.
Everything is up for negotiation, including a settlement with your credit card company. Learn how to negotiate a settlement with a credit card company, so you see to all the details and make it as efficient a process as possible.
You may be staring at the various changes to credit cards in 2011 and wonder how this affects you. Primarily, the changes benefit you, but you have to know about and understand the new laws in order to use them to your advantage.
If you have credit card debt and a home, you don’t have to use the valuable equity in your home to pay off credit cards. This article will show you how to reduce credit card debt without home equity by developing a plan to reduce the debt and pay it off.
Credit cards are a necessary financial tool for many people. However, choosing a card with a high interest rate can quickly become a problem. Before you apply for a card, learn how to decipher the finance charge for credit card offers to determine how much you will really end up paying.
The prime rate is a base rate for bank lending. A credit card with a low rate tied to the prime is your best option for a low rate card. Low prime rate cards are harder to find and you’ll need to research what is the best prime interest rate for a credit card before you decide on the right one.
Nowadays, airline carriers team up with banks to offer debit cards that give mileage and many other benefits to frequent flyers. If you are a frequent flyer, find out what the best airline miles debit cards are in the market.
With the advancement of technology, online purchases have become a part of our daily lifestyles. But if you do not take the appropriate steps to safeguard your private information, you could fall victim to online fraud. Here, we show you how to keep your Visa credit card safe online from scammers.
Many companies offer to provide you with your credit score but you may not realize you may be signing up for credit monitoring programs or other programs that lead to monthly or annual fees. Caution should be taken when considering how do I get my credit score online safely?