Investing in stocks takes several parties working together so corporations can sell shares of ownership to investors. Learn how brokers, dealers, and other people make trading stocks possible on stock exchanges such as NYSE.
The personal finance channel at Bright Hub wants to help you make the most of your dollar. From the basics of budgeting to how to use online technology to track your expenses, you’ll discover a wealth of articles devoted to helping you understand the ins and outs of growing your personal finance. A team of financial professionals and technical writers will provide FAQs and tips as well as honest and detailed software reviews of the latest personal finance and tax software programs such as Quicken and Turbo Tax.
If you are spending hours each week clipping and organizing coupons, then this online database is especially for you. You will save time and money by finding your coupons in the database and staying organized.
The differences between Annual Percentage Rates (APRs) and Annual Percentage Yield (APYs) are significant when investing hard-earned money. Learn an explanation of the bank terms APR and APY, and how they are calculated.
Car dealerships often offer cash back or special financing deals to entice new buyers. Which to take is a matter of a simple financial calculation.
Now that you have decided to eliminate your credit card debt, it can be a very important decision of which credit card to you put most of you money towards. By choosing the strategy that works best for you, you can save yourself hundreds of dollars and keep yourself motivated as well.
The present value of an annuity formula assumes equal cash flows at each time period. However, sometimes cash flows are not even. Learn how to use a formula to calculate the present value of uneven future cash flows.
The future value of an annuity formula is not adequate when the future cash flows of an asset are not regular. In this case, each cash flow must be calculated separately and added to the total future value of the asset. Learn how to use a formula to calculate the future value of uneven cash flows.
Valuing simple present and future value assets is simple given even cash flows at regular intervals. However, not everything is so simple in investing. Learn how to calculate the future value of an investment when cash flows are expected to be uneven.
Are you tempted to only pay the minimum amount on your credit cards every month? Do you feel like you can’t afford to pay more than that? Well, you might be paying a very high cost to do so. Read on to find out exactly how much minimum payments can cost you in the long run.
This three step process to lowering your interest rates is simple and easy to follow. Often, simply by calling the credit card company and following these steps, you can cut your interest rate in half and save yourself thousands of dollars.
This article discusses mistakes that people should avoid during financial difficulties or recession..
The risk of an investment opportunity can be evaluated by the interest rate the investment is expected to return. However, compounding frequency can have a big impact on the present value.
Some investments pay a regular cash flow over a period of time such as with dividend payments to common stock holders. These annuities can be valued by calculating their present and future values.
When the present value and future cash flows of an asset are known, an interest rate can be calculated by rearranging the present value formula. Learn how to calculate a discount rate on an asset or security.