Investing retirement accounts in the stock market is risky. Investors can theoretically lose 100 percent of their investment. However, trading stocks in 401(k) or IRA accounts is not the same as 401(k) accounts are not always fully vested. 401(k) accounts are helpful for DRIP investments.
Retirement Saving & Investing- 401Ks, IRAs, and Beyond
Saving for your retirement? New to the 401k and stock options provided at your place of employment? Wondering which IRA you should choose? We have answers to these and other questions on retirement funds at Bright Hub's investing channel.
Roth IRA owners have been searching high & low for the 2011 Roth IRA contribution limits. Actually, what’s new for Roth IRA are the modified AGIs, on which new contributions will be based.You’ll need to calculate, which tends to be confusing; hence, our explanations will walk you through the process
Knowing the consequences of excess contribution to Roth IRA should stir awareness among account holders that over-contributions could be costly if left unchecked. This article goes beyond providing information about its tax implications, by furnishing pointers on how to avoid the unnecessary taxes .
Withdrawing from a retirement plan should always be a last resort. When there are no other options, how much can you withdraw from the plan, and what are the consequences of doing so?
As a general rule pension funds invest 65% of their assets in stocks and the rest in other investment avenues, so the effect stock market has on pension funds is a major factor. The performance of pension funds is largely dependent upon the performance of stock market.
The unemployment situation in the United States is not improving much with millions of Americans out of work or soon to be out of work. Many are considering early retirement options as job security dwindles. Knowing how to invest for early retirement can help.
Retirement planning is more important now than ever. Depending on SSI benefits, meeting all household and personal needs will leave a person short each month. Investing in a Money Market IRA is a safe retirement to help supplement SSI benefits.