Securities that fall into the category of Money Market Securities include Treasury Bills (T-bills), Commercial Paper, Certificates of Deposit (CDs), and Bankers’ Acceptances. These securities are short-term and usually having a maturity of one year or less.
Need a way to get out of debt or pay for home improvements, but you don’t have the credit score to qualify for a non-collateral loan? If so, consider a home equity loan. These loans feature easy approvals, which is perfect for people with bad credit.
Getting a low rate on a mortgage loan is one way to keep payments affordable. Unfortunately, some borrowers don’t qualify for a low interest rate. Factors such as credit score and debt can justify a higher rate. However, there are ways to make quick credit improvements and obtain a better loan rate
You may know what number your credit score is but have you ever wondered how that number was determined? By understanding how the credit bureaus come up with your score can help you to improve it, or at least, not allow it decline.
If you have no money for gifts, you may be dreading the Christmas season. The tough economic times have made it difficult for many people to have a big Christmas. Learn four suggestions to help you have Christmas, even if you do not have money for gifts.
With scores of investors who do want to build a firm, rock-solid foundation to their wealth, bonds have been an inevitable way to do so. Like they say, “Information is the key to success”; if it is, well, you will have to know how to read monthly yield bond tables in newspapers. See how to do it now
Did you know that inflation happens to be biggest, scariest and most inevitable enemy your investments have to battle against to fetch you a decent return on your Investment? Inflation basically shears off any value you might hope to gain from investments. How to counter this? See these 3 top ways.
Everything in life must have a plan. Even not planning is a plan. Investing is all about making the best use of today to have a better tomorrow simply because future is unpredictable. Here are 5 fundamental principles for investment planning. Read on:
Learn the difference between needs vs. wants in managing your money and setting up a budget.
Bonds make or break the economy – or so it seems. Even though they don’t make people’s heart go “thump-thump”, they are incredibly important for an economy to stay afloat. So what exactly are bonds? What do they mean? What does it all signify for an average investor? Read on to check them out.
Bonds aren’t Stocks. Bonds don’t require much money to invest in are are not much fun; more for the old man and woman… maybe. No matter where you stand on the investing horizon, and irrespective of your age, bonds are a great Investment. See how they fit into a portfolio.
Bond markets are a veritable backbone for any economy. Without this market, there would not be liquid cash available for companies to grow, the economy to develop and the government to invest in. Read on to find out more about bond markets and what they mean.
Myths exist everywhere because somehow, humans have developed a unique habit of trusting the inappropriate information first. Myths seem to sprint faster than the truth. Bond investments come with its own share of juicy misunderstandings. Here is what you must know before you think of Investing.
It just takes a trigger to shoot; a finger to stop a war and a kind word to make someone’s day and all you need to lose your shirt with wild interest rate fluctuations is an option called as ” call” which is with all callable bonds. So what is this option? How does it affect an investor? Read on.
With the current state of the economy many families are trying to save money while dining out. Using restaurant coupons effectively is a great way for the average family to save some money. To effectively save money though, you must pay attention to the restrictions on the coupons.