As The Economist said, “Trying to work out which banks are the world’s best is a bit like awarding the prize for prettiest war-torn village.” This article will discuss the banks that are doing the best right now and deserve your business, no matter what your needs.
Everyone knows that 401ks have been hit hard by the shrinking economy. Few, however, have any idea how to get a handle on their dwindling retirement savings. Learn important tactics you need to implement to save your 401k.
On April 1st, 2009, the largest cigarette tax hike in history went into effect. Find out the important information about this tax increase and how it affects you.
There are a number of tips for buying a computer online that can help you out, no matter your budget. This article will help you discern what important features you need and what’s unnecessary for you. It’ll also give you a great idea about how to find the best computer deal online.
An overview and details of the new credit card bill of rights that will go into effect in 2010. The article includes an explanation of the changes to finance charges and interest rates, payments, over-the-limit fees, statements and the processing of payments.
Who is responsible for paying the debt of the deceased? What happens to a home that is jointly owned? Find out what happens to debt when someone dies.
Find out all about long term payday loans, including what to look for and what they are, exactly. You’ll also find the general requirements to be approved for a long term payday advance.
Large amounts of debt create a huge burden, leaving you stripped of money and looking for a way out. Learn the most efficient ways to pay off debt, including snowballing your debt and employing balance transfers on credit cards.
A debt dispute letter is required in many situations, particularly when you find incorrect information on your credit report. A formal, written dispute is the only way to resolve this matter. Find out how to properly write a debt dispute letter.
There are a variety of tax efficient savings options available in America, such as the 401(k) for employees and the health savings account. Understanding the benefits of these plans and how to use them will save you thousands in taxes and help you invest more money in your future.
There are three types of tax exempt savings plans and all are designed to help you save money for the major expenses in life: college, retirement, and medical expenses. Learn what these savings plans are and how to take advantage of them.
Non profit organizations are exempt from paying property tax. The question is, what is considered non profit? How does an organization become non profit and get tax exemption status?
Did you know there are five different types of CDs, each with its own benefit to you? Find out why CDs are better than a savings account and the benefits of having certificates of deposit.
Find out exactly what a CD is and how it may help you save money. Learn about the five types of CDs, including zero-coupon CDs and liquid CDs.
Knowing what to ask about a mortgage will speed up your application process and give you a much deeper understanding of the loan offers you receive. Asking questions about a mortgage can also potentially save you thousands of dollars, allowing you to accurately compare loan quotes.
Using a credit card responsibly requires self-control, as well as knowing exactly what a credit card is and how its use affects one’s credit history, thus an entire financial life. Learn the proper way to use a credit card as well as the benefits to responsible credit use.
Did you move to a new state and get a new job? Do you work out-of-state? Read this article to understand why you probably have to file state income taxes for two states.
Do you know if your tips are considered earned income? What about dividends from investments? Read this article to find out what sort of funds are considered earned income and what qualifies for the earned income tax credit.
The saver’s credit is a non-refundable tax credit that offsets the first $1,000 of an individual’s contributions to retirement, lowering tax liability. Find out if you’re eligible for this program and how it may help you.