M Lambert

What are the Five Purposes of Budgeting?

Budgeting can take time and effort. Many people simply do not budget because they do not think that it is worth it. However there are five purposes of budgeting that will allow you to gain control of your finances and begin to build wealth.

What Transactions Do Banks Report to the IRS?

With all of the taxes we are required to pay, you may ask yourself what transactions do banks report to the IRS. This is a valid concern. Some transactions are reported because of taxes, but some are also reported to stop money laundering and crime. Learn about which transactions banks report.

Rolling Savings Bonds Into a 529 Plan

Rolling savings bonds into a 529 account can help to increase the amount of interest that the money earns. Since both savings tools have special provisions when used to save for education, you can roll them over without tax penalties. Learn what steps you need to take to do this.

Can I Sell My Car If I Owe Money On It?

If you owe money on your car, you may be wondering how to sell it. Selling a car means that you transfer the title to the new owner, but it can be difficult to do if you do not have the title or a title with a lien against it. There are simple steps that you can take to make selling your car easier.

No Money for Gifts? Have Christmas Anyway!

If you have no money for gifts, you may be dreading the Christmas season. The tough economic times have made it difficult for many people to have a big Christmas. Learn four suggestions to help you have Christmas, even if you do not have money for gifts.