How to Save Money Without Coupons: 3 Tips
If the thought of extreme couponing gives you hives, these tips are for you. You can save money without spending time clipping coupons!
If the thought of extreme couponing gives you hives, these tips are for you. You can save money without spending time clipping coupons!
Sure, you could just keep throwing your money into any old savings account, but if the interest rate you earn is lower than inflation, you could be losing money on your savings! Instead, consider a money market account, CDs or savings bonds.
One of the only ways to have student debt forgiven is through the death of the borrower. However, this is not always true, especially in the case of private loans. Parents and spouses of deceased loved ones may also have to watch out for tax hits on forgiven loans.
Many of us overindulge over the holidays leaving us with a few extra pounds to lose. Another common problem is over-spending, not just around the holidays, but all the time. Could you afford to put your budget on a diet? Learn why you should consider a “no-spend” month.
Many people today face huge obstacles to the classic American Dream: financial stability and home ownership. However, young adults seem surprisingly optimistic about their likelihood of achieving their financial goals, even as the dream has shifted somewhat.
Joining a local credit union has several distinct advantages over a bank. Should you switch accounts?
Many families turn to “payday loans” (short-term loans for small amounts) as a quick fix to get out of a sticky financial situation (or to afford more gifts for Christmas, perhaps?) However, these loans can be very dangerous, locking you into a vicious debt cycle.
Most people believe that if they are disabled to the point of not being able to work the government will take care of them. However, government assistance may end up being much less than what you expect. Here’s why you should consider purchasing disability insurance
With the costs of living rising every day, many people cling tighter and tighter to what money they have. Giving some of your hard-earned cash away in order to experience greater financial well-being may seem counter-intuitive, even crazy. However, the benefits can be greater than you imagined.
Term life insurance is simply the best choice for the majority of people. Whole life policies are much more expensive, and the return on investment is poor. Learn why you should choose term.
For many of us, the new health care marketplace is a bit of a mystery. And because it involves something as important as our health, that kind of uncertainty can be stress-inducing. Learn the basics of what health care plans are available.
Bankruptcy would seem to solve many problems for Detroit, but it leaves many of its citizens in the lurch. Most hard hit would be retirees expecting to receive pensions from the city who would only receive 16 cents on the dollar. Learn more about what bankruptcy means for Detroit.
TV shows about extreme couponing have brought to light one aspect of extreme frugality. Sure, it pays (literally) to be frugal in order to live within your means, eliminate debt or save up for a big purchase. But can frugality be taken too far?
Part of the reason for the current student debt crisis is that parents are less and less able to help their child pay for tuition. Even parents who save up money have found that college tuition has increased at a rate far past inflation. Are there solutions to this problem?
The majority of Americans today rely on 401k accounts for retirement savings, but that is not the only option available. If your employer does not offer a 401k, or if you are simply looking to diversity your options, consider these alternatives.
The third week of every October is National Save for Retirement Week. Based on the amount of savings the average American has for retirement, awareness of this issue is crucial.
Studies show that the majority of Americans are not saving enough for retirement, and the pension plans and social security we think we will rely on may not be available. Learn why you should start taking retirement planning seriously.
You may have heard recently that some lending companies look at an individual’s social media contacts to help determine their credit score. Should you start weeding through your Facebook friends? Turns out this fear is overblown and does not apply to most people. Learn why.
Carbon Offset programs have been around for several years, but not all programs are equal, and some have been proven to be scams. How can you be sure the program is effective?