http://www.brighthub.com/search/searchresults.aspx?u=4308&o=DateDescending&a=275Posts by Dave Guilforden-UShttp://www.brighthub.com/money/personal-finance/articles/23251.aspxThu, 08 Jan 2009 10:33:14 GMTb133e95a-c263-4882-8f2a-b24547eff78e:23251DaveGuilfordWant to cut your phone bill in half, or more? VoIP services could be the answer! Since you are reading this on the Internet, you have almost everything you need already! Is VoIP for me? There is a way to cut telephone costs with VoIP telephone services without sacrificing any of the quality or reliability you've grown accustomed to ...http://www.brighthub.com/money/personal-finance/articles/23624.aspxMon, 26 Jan 2009 12:05:45 GMTb133e95a-c263-4882-8f2a-b24547eff78e:23624DaveGuilfordA toy ATM bank is a great way to teach children to save money. They make saving fun and educational, and they help teach children goal setting and financial responsibility. Not your parents' piggy bank... Teaching kids to save is a gift that lasts a lifetime. Teaching the next generation to save is so critical, the American Bankers Association ...http://www.brighthub.com/money/investing/articles/23579.aspxMon, 26 Jan 2009 13:34:12 GMTb133e95a-c263-4882-8f2a-b24547eff78e:23579DaveGuilfordStock market games help beginners become better traders. Here are some of the best available stock market games. Paper Trade Your Way to Investing Success The best stock market games for beginners are those that most realistically reflect actual trading in the stock market. Stock market games are nothing new. Most beginning investors do a little “p...http://www.brighthub.com/money/personal-finance/articles/39656.aspxTue, 23 Jun 2009 16:23:44 GMTb133e95a-c263-4882-8f2a-b24547eff78e:39656DaveGuilfordA brief explanation of TARP and what it has accomplished. What is TARP? TARP funds refer to the $700 billion set aside in the Emergency Economic Stabilization Act of 2008 to address the problem of frozen credit markets which caused the market crash of 2008. TARP is an acronym for the Troubled Asset Relief Program contained in the aforementioned...http://www.brighthub.com/money/personal-finance/articles/32047.aspxSun, 12 Apr 2009 16:42:02 GMTb133e95a-c263-4882-8f2a-b24547eff78e:32047DaveGuilfordThis article covers the health insurance options available to self-employed persons. What are my options? Finding the right health insurance for the self-employed can be challenging, and many would-be entrepreneurs admit that employer-sponsored health insurance is what keeps them working for someone else. Without the benefit of group underwriti...http://www.brighthub.com/money/personal-finance/articles/31773.aspxSun, 12 Apr 2009 19:33:21 GMTb133e95a-c263-4882-8f2a-b24547eff78e:31773DaveGuilfordSub-Prime mortgages have been blamed for causing the global financial crisis. What is a sub-prime mortgage, and how did they effect the market? Just what is a sub-prime mortgage? A sub-prime mortgage is a home loan provided to a borrower who would not otherwise qualify for a mortgage due to poor credit history, lack of income or liquidity, ...http://www.brighthub.com/money/personal-finance/articles/23773.aspxMon, 26 Jan 2009 17:47:23 GMTb133e95a-c263-4882-8f2a-b24547eff78e:23773DaveGuilfordSo you owe the IRS. Join the club. Here is what happens and what you can do about it. As sure as death and taxes... Once an American takes that first job flipping burgers as a teenager, he begins a perpetual cycle of owing money to the IRS that continues until the day he dies, and sometimes beyond. Ask the average American adult what his single lar...http://www.brighthub.com/money/investing/articles/26702.aspxMon, 23 Feb 2009 12:04:16 GMTb133e95a-c263-4882-8f2a-b24547eff78e:26702DaveGuilfordInvesting in penny stocks is the dream of every trader. Where else can a single investment blow up and double, triple, quadruple or more practically overnight. But, is that reality or fantasy? The Dream Penny stocks can be wildly profitable. On the morning of April 6, 2001 Concur Technologies (NASDAQ:CNQR), a software company specializing in em...http://www.brighthub.com/money/investing/articles/26229.aspxMon, 16 Feb 2009 20:10:17 GMTb133e95a-c263-4882-8f2a-b24547eff78e:26229DaveGuilfordThis self-directed IRA guide to investments covers popular choices like, real estate, gold, discount paper, tax liens, and private equity. These are just a few examples of the tricks investors are using to accelerate their retirement savings in a Self-Directed IRA. Real Estate Investing in an IRA Self-Directed IRAs allow for a myriad of non-traditi...http://www.brighthub.com/money/investing/articles/26030.aspxMon, 16 Feb 2009 16:52:38 GMTb133e95a-c263-4882-8f2a-b24547eff78e:26030DaveGuilfordThe first of a two-part article on Self-Directed IRAs, this article covers the basics of what a Self-Directed IRA is, what it does, and how to open a Self-Directed IRA account and deposit money into it. Looking to use a self directed IRA for real estate purchase, or traditional investments? Read on. The Nuts & Bolts of Self-Directed IRAs Wi...