http://www.brighthub.com/search/searchresults.aspx?u=3775&o=DateDescending&a=275Posts by Karen Worthyen-UShttp://www.brighthub.com/money/personal-finance/articles/17952.aspxThu, 04 Dec 2008 14:00:23 GMTb133e95a-c263-4882-8f2a-b24547eff78e:17952rkworthyThis three step process to lowering your interest rates is simple and easy to follow. Often, simply by calling the credit card company and following these steps, you can cut your interest rate in half and save yourself thousands of dollars. Step 1: Write It Down Many people do not know what interest rate they are being charged on their credit c...http://www.brighthub.com/money/personal-finance/articles/18879.aspxSat, 06 Dec 2008 23:52:23 GMTb133e95a-c263-4882-8f2a-b24547eff78e:18879rkworthyAre you tempted to only pay the minimum amount on your credit cards every month? Do you feel like you can't afford to pay more than that? Well, you might be paying a very high cost to do so. Read on to find out exactly how much minimum payments can cost you in the long run. The Dangers of Minimum Payments While it might be tempting to p...http://www.brighthub.com/money/personal-finance/reviews/21535.aspxSun, 28 Dec 2008 02:26:42 GMTb133e95a-c263-4882-8f2a-b24547eff78e:21535rkworthyThe free online coupon codes available at www.retailmenot.com are an untapped resource for savvy online shoppers. The Best Place for Online Coupon Codes The website, www.retailmenot.com , is devoted to helping money savvy consumers find great deals online. It provides coupon codes that can be used at online retailers for a variety of different type...http://www.brighthub.com/money/personal-finance/articles/21534.aspxSun, 28 Dec 2008 00:56:36 GMTb133e95a-c263-4882-8f2a-b24547eff78e:21534rkworthySave money on your heating bill through this three step process to reduce your heat usage, create heat more efficiently, and make the most of the heat you have. These tips will have you saving money in no time. Step 1: Use Less Heat One of the easiest methods for reducing your heating bill and saving money on fuel or electricity costs is to red...http://www.brighthub.com/money/personal-finance/articles/21487.aspxThu, 25 Dec 2008 14:07:08 GMTb133e95a-c263-4882-8f2a-b24547eff78e:21487rkworthyYour monthly bills, including the water bill, can add up to a large portion of your budget. Here are some easy ways to reduce your monthly water bill without drastically affecting your lifestyle. Cut Your Water Bill In addition to saving money on your water bill, cutting your water usage will also help the planet and will bring you one step closer ...http://www.brighthub.com/money/personal-finance/articles/21486.aspxThu, 25 Dec 2008 13:44:33 GMTb133e95a-c263-4882-8f2a-b24547eff78e:21486rkworthyIt is easy to lose sleep over the amount of allowance that you pay your child each week. By using these allowance guidelines, you can feel confident that you are giving the right amount based on your situation. What The Experts Say Most experts agree that a child should be given $1 per week for each year he or she is old. For example, an eight year...http://www.brighthub.com/money/personal-finance/articles/21485.aspxThu, 25 Dec 2008 12:19:35 GMTb133e95a-c263-4882-8f2a-b24547eff78e:21485rkworthyShould your kids allowance money be tied to the amount of chores that they do each week? While this simulates a job where they are paid based on performance, it also gives the child the flexibility to "skip" their chores and forgo their allowance in the process. The Basics of Allowance All of the experts agree that it is beneficial to g...http://www.brighthub.com/money/personal-finance/articles/18703.aspxSun, 07 Dec 2008 13:20:43 GMTb133e95a-c263-4882-8f2a-b24547eff78e:18703rkworthyIt is tempting to think that just because you buy something at a club store, it is always cheaper. However, you still need to be a savvy shopper and do price comparisons - even at a discount store. Club Store Philosophy There are many different club stores available, including Sam's Club, BJ's, Costco, and more. All of these stores want you to beli...http://www.brighthub.com/money/personal-finance/articles/20442.aspxSun, 21 Dec 2008 16:00:09 GMTb133e95a-c263-4882-8f2a-b24547eff78e:20442rkworthyOften, your grocery bill is a large part of your monthly expenses. By using these tips for saving money on groceries, you can reduce expenses while not sacrificing your quality of life. How To Save Money on Groceries Your grocery bill can cost you a lot of money each month, but if you know how to optimize your grocery savings, then you can save tho...http://www.brighthub.com/money/personal-finance/reviews/20441.aspxSun, 21 Dec 2008 12:18:37 GMTb133e95a-c263-4882-8f2a-b24547eff78e:20441rkworthyIf you are tired of managing your money through ten different websites and never really seeing the big picture, then Yodlee is for you. This website, www.yodlee.com, is free to use and will help you gain control of your finances. Overall Ease of Use Rating One of the best things about Yodlee's free personal finance software is that it is extremely ...