http://www.brighthub.com/search/searchresults.aspx?u=3293&o=DateDescending&a=275Posts by Dale DeVriesen-UShttp://www.brighthub.com/money/personal-finance/articles/25558.aspxTue, 10 Feb 2009 15:57:37 GMTb133e95a-c263-4882-8f2a-b24547eff78e:25558guppy2Filling out any IRS form can be intimidating, however this is a simple form that only takes a few minutes to complete. It comes with instructions and worksheets and is a necessary form for all employers to have to withhold the correct amount of federal income tax from your paycheck. . The IRS W-4 form is a tax withholding form that all employees mu...http://www.brighthub.com/money/personal-finance/articles/19635.aspxWed, 17 Dec 2008 00:00:28 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19635guppy2Take just a few hours of you time now to your entire year financially better for you and your family. This is also a great time to teach the children about money and how it should be used. Gather the whole family together and make budgeting a fun project. What Goes in the Budget The first thing you need to know is you total income after taxes. Calc...http://www.brighthub.com/money/personal-finance/articles/25152.aspxWed, 04 Feb 2009 16:59:08 GMTb133e95a-c263-4882-8f2a-b24547eff78e:25152guppy2Before you apply for a credit card there are many things to consider. You want the credit card that best fits your needs without paying many of the unwanted fees. There are ways to compare the terms and types of cards so you are sure that you are getting the best deal out there. The Credit Card A credit card is a line of credit granted to you by an...http://www.brighthub.com/money/personal-finance/articles/23825.aspxTue, 27 Jan 2009 18:12:29 GMTb133e95a-c263-4882-8f2a-b24547eff78e:23825guppy2In order to deduct mortgage interest that you have paid out over the year certain conditions must be met. The IRS has rules about what is a valid mortgage, what is deductable interest and what is considered your home. General Conditions In order to deduct your home mortgage interest you must file a Schedule A for itemized deductions on your 1040 ta...http://www.brighthub.com/money/personal-finance/articles/23817.aspxTue, 27 Jan 2009 15:55:22 GMTb133e95a-c263-4882-8f2a-b24547eff78e:23817guppy2If you didn’t receive the full amount of the economic stimulus check last year because you didn’t qualify but your circumstances are different now, you may be eligible for all or some of the unpaid balance. This form of tax relief is called the Recovery Rebate Credit and it’s a onetime credit to you Who is Eligible? You may qu...http://www.brighthub.com/money/personal-finance/articles/18690.aspxTue, 09 Dec 2008 22:35:23 GMTb133e95a-c263-4882-8f2a-b24547eff78e:18690guppy2Sometimes a person finds themselves in more debt than they would like to be. If you are having trouble meeting the monthly payments but haven’t gotten too far behind then you still have many options open to you. Paying Off The Credit Cards The first thing you want to do is write down each individual balance of your credit cards and other unse...http://www.brighthub.com/money/personal-finance/articles/19501.aspxTue, 16 Dec 2008 03:12:37 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19501guppy2Do you know what your options are when it comes to borrowing on the equity in your home? You don't want to borrow all the available funds if you don't need it right now. However, you don't want to borrow too little and find out you need more later. A HELOC may be the answer. What is a HELOC? HELOC is an acronym for Home Equity L...http://www.brighthub.com/money/personal-finance/articles/15397.aspxSat, 15 Nov 2008 15:49:58 GMTb133e95a-c263-4882-8f2a-b24547eff78e:15397guppy2Making your own gift baskets for Christmas gifts is fun and makes the gift much more personal. Christmas is a great time of year to be original and creative. People will love your gift and you will save money in the process. You'll feel great about both when you are done. Everyone has a favorite. A favorite hobby, a favorite place and even a fa...http://www.brighthub.com/money/personal-finance/articles/15101.aspxFri, 14 Nov 2008 18:02:51 GMTb133e95a-c263-4882-8f2a-b24547eff78e:15101guppy2Budgeting for Christmas isn't hard and takes the stress out of your Christmas shopping. Don't get caught in the credit card trap again. Plan ahead, make your list and set some goals. Then you can sit back, relax and enjoy the holiday season. Did you know that Christmas shopping for some is the most stressful time of the year? Well, it doesn...http://www.brighthub.com/money/personal-finance/articles/14949.aspxWed, 12 Nov 2008 15:55:31 GMTb133e95a-c263-4882-8f2a-b24547eff78e:14949guppy2You may know what number your credit score is but have you ever wondered how that number was determined? By understanding how the credit bureaus come up with your score can help you to improve it, or at least, not allow it decline. Where The Score Comes From Your credit score answers the question lenders want to know. Is this person credit wort...