Contributions by Dale DeVries

  • The W-4

    Filling out any IRS form can be intimidating, however this is a simple form that only takes a few minutes to complete. It comes with instructions and worksheets and is a necessary form for all employers to have to withhold the correct amount of federal income tax from your paycheck.
    Published by Dale DeVries (644 pts ) on Nov 11, 2009 to
    Personal Finance Articles

  • Budget Your Way Into the New Year

    Take just a few hours of you time now to your entire year financially better for you and your family. This is also a great time to teach the children about money and how it should be used. Gather the whole family together and make budgeting a fun project.
    Published by Dale DeVries (644 pts ) on Mar 4, 2009 to
    Personal Finance Articles

  • How Does a Credit Card Work

    Before you apply for a credit card there are many things to consider. You want the credit card that best fits your needs without paying many of the unwanted fees. There are ways to compare the terms and types of cards so you are sure that you are getting the best deal out there.
    Published by Dale DeVries (644 pts ) on Feb 4, 2009 to
    Personal Finance Articles

  • What You Need to Deduct Mortgage Interest Paid

    In order to deduct mortgage interest that you have paid out over the year certain conditions must be met. The IRS has rules about what is a valid mortgage, what is deductable interest and what is considered your home.
    Published by Dale DeVries (644 pts ) on Jan 27, 2009 to
    Personal Finance Articles

  • The Tax Rebate Relief: Do I Qualify?

    If you didn’t receive the full amount of the economic stimulus check last year because you didn’t qualify but your circumstances are different now, you may be eligible for all or some of the unpaid balance. This form of tax relief is called the Recovery Rebate Credit and it’s a onetime credit to you
    Published by Dale DeVries (644 pts ) on Jan 27, 2009 to
    Personal Finance Articles

  • Debt Consolidation: What Should I Do First?

    Sometimes a person finds themselves in more debt than they would like to be. If you are having trouble meeting the monthly payments but haven’t gotten too far behind then you still have many options open to you.
    Published by Dale DeVries (644 pts ) on Jan 20, 2009 to
    Personal Finance Articles

  • What is a HELOC and How Does It Work?

    Do you know what your options are when it comes to borrowing on the equity in your home? You don't want to borrow all the available funds if you don't need it right now. However, you don't want to borrow too little and find out you need more later. A HELOC may be the answer.
    Published by Dale DeVries (644 pts ) on Dec 30, 2008 to
    Personal Finance Articles

  • Gift Baskets for Christmas: How to Save Money and Still Give a Great Gift

    Making your own gift baskets for Christmas gifts is fun and makes the gift much more personal. Christmas is a great time of year to be original and creative. People will love your gift and you will save money in the process. You'll feel great about both when you are done.
    Published by Dale DeVries (644 pts ) on Dec 30, 2008 to
    Personal Finance Articles

  • Frugal Franny’s Christmas on a Budget

    Budgeting for Christmas isn't hard and takes the stress out of your Christmas shopping. Don't get caught in the credit card trap again. Plan ahead, make your list and set some goals. Then you can sit back, relax and enjoy the holiday season.
    Published by Dale DeVries (644 pts ) on Dec 30, 2008 to
    Personal Finance Articles

  • Your Credit Score: How Is It Determined?

    You may know what number your credit score is but have you ever wondered how that number was determined? By understanding how the credit bureaus come up with your score can help you to improve it, or at least, not allow it decline.
    Published by Dale DeVries (644 pts ) on Dec 30, 2008 to
    Personal Finance Articles

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