Safety of Turbo Tax
Now onto Turbo Tax itself. Despite all the seemingly bad press in the news lately, Turbo Tax is quite safe to use. In fact, it's almost impossible to not have the self-employment tax calculated if you are self-employed.
Basically, Turbo Tax will ask you if you have received a 1099 or a W2 form from an employer. If you enter 1099, Turbo Tax knows that you are self-employed and will generally (it only happens on rare occasions that it won't do this) automatically add your self-employment tax to what you owe.
If you try to enter zero for your taxes, Turbo Tax will warn you that you could be audited or owe back taxes. Turbo Tax will help you through your deductions so that you get the biggest refund or pay the least amount of taxes as possible. Turbo Tax is just as safe to use as going to a tax professionals.
But, just like tax professionals are not infallible, neither is Turbo Tax. Glitches or errors may occur. This could happen just as often, however, if you hand-write your taxes or have an outside party do them.
Overall, the only way to skip the self-employment tax is to not put in that you receive a 1099. As long as you do this, Turbo Tax will calculate all your taxes for you automatically.
For a review of the Turbo Tax software, read the Turbo Tax Software Review by Jennifer Wingard.