It seems overkill to state this final point in a time of economic recession, but it bears saying again: Watch what you spend, especially if you are working from home as a freelancer or consultant. If you are telecommuting to an office, you probably have a steady paycheck, but those of us who freelance full time need to remember to save money for times when there aren't clients, and to avoid consumer debt like the plague.
If you are a shopaholic, in deep debt, or are barely making ends meet at the moment, chances are that working at home could spell disaster. For great tips on becoming budget conscious, visit the Money and Personal Finance Channel here at Bright Hub.