Business Finance

  • Comparing PayPal With Traditional Merchant Accounts

    The process to decide on a merchant service provider is not an easy one. Learn how you can compare fees and services between traditional merchant accounts or PayPal. The information provided demonstrates the weaknesses and strengths of both options.
    By michelegoudie July 29, 2011 

  • How Does the Debt Ceiling Affect You?

    The debt ceiling is a self imposed limit on borrowings, or the maximum borrowing power. As the national debt ceiling reaches alarming proportions, individuals and businesses seek to understand how the debt ceiling can affect their lives and businesses...
    By N Nayab July 28, 2011 

  • What Are the Effects of Interest Rates on Your Business?

    Whether you have an automobile lease, purchase equipment for a company or use credit for any personal or business purposes, it means you owe someone else money. Understanding how interest rates affect you and your business may help avoid a potential financial...
    By Finn Orfano July 28, 2011 


  • Time Value of Money: Explaining With Examples

    Time Value of Money (TVM) is the future value of an amount after factoring in interest for the period or the present value of a future amount after discounting interest. It finds use in financial management to estimate the true worth of investments...
    By N Nayab July 27, 2011 

  • Understanding the Zero Based Budgeting Process

    Business owners typically create a budget to determine the best way to save money. Zero based budgeting is not the most efficient way for a business to handle their finances due to the excessive documentation that is necessary for compliance. Learn how...
    By Finn Orfano July 26, 2011 

  • Social Lending: How does P2P Lending Work?

    Whether you call it social lending, P2P investing or peer to peer lending, the basic process is the same: money changes hands, and one party to the transaction becomes the borrower while the other party assumes the position of the lender. It sounds...
    By Sylvia Cochran July 15, 2011 


  • What Do Banks Look for in a Business Before Lending Money?

    All businesses need cash to finance investments and fund operations before generating revenues. Bank loans are a major source of funding, but banks have strict guidelines and requirements for lending money to businesses.
    By N Nayab July 12, 2011 

  • Learn More About Consumer Confidence and How Rankings Are Determined

    Consumer confidence is a measured ranking of the attitude of consumers with regards to the economic situation, and is an indication of the likely trends in consumer demand. This is an important indicator of the state of any economy and many of us should...
    By Peter Hann July 7, 2011 

  • Fundamental Procedures of the Cash Budgeting Cycle

    Cash budgeting procedures must be performed regularly to ensure that cash balances do not fall to unexpectedly low levels. The cash budget is an important tool allowing management to plan the adequate financing of the business. Procedures must take into...
    By Peter Hann July 1, 2011 

  • Advantages of Using a Capital Projects Fund

    When engaging in significant capital projects, such as new building construction, additions or investments to improve energy efficiency, it's important to utilize a robust accounting method. A capital projects fund will facilitate special reporting...
    By Peter Hann July 1, 2011 
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