http://www.brighthub.com/office/finance.aspxenCommunityServer 2008 SP1 (Build: 30414.1743)http://www.brighthub.com/office/finance/articles/21687.aspxTue, 30 Dec 2008 15:12:50 GMTb133e95a-c263-4882-8f2a-b24547eff78e:21687BabesQuicken is popular personal financial management software from Intuit; QuickBooks is a financial software solution from the same organization aimed at small businesses. As long as the versions of both are compatible with each other, converting data from Quicken to QuickBooks is a breeze. Quicken ( http://quicken.intuit.com/ ) is a personal financia...http://www.brighthub.com/office/finance/articles/20614.aspxTue, 23 Dec 2008 14:59:31 GMTb133e95a-c263-4882-8f2a-b24547eff78e:20614BabesForex market also known as currency market is a big and developing liquid financial market. It operates 24/7/365. Even though trading is done in this market it is not a traditional market. Trade is always done through telephone or electronic networks. Every one has the same question in their minds with regard to forex trading : What is Forex tradin...http://www.brighthub.com/office/finance/articles/20486.aspxMon, 22 Dec 2008 20:28:14 GMTb133e95a-c263-4882-8f2a-b24547eff78e:20486guppy2If you are starting up a new business your business plan will be a little harder to prepare than if you’ve been in business for a while. However, this will be the most important part of your loan application. Show the lender you know what you're doing with a good business plan. Write Your Executive Summary Start out by writing your mission statemen...http://www.brighthub.com/office/finance/articles/19318.aspxMon, 15 Dec 2008 14:34:47 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19318johngAn investor’s valuation of firm must go beyond book values of assets and liabilities. The market values give a much better estimate of stockholder equity. The historical information found on a corporation’s financial statements represents only the company’s financial position at some time in the past. No matter how strict accounting practices were ...http://www.brighthub.com/office/finance/articles/19317.aspxMon, 15 Dec 2008 14:33:46 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19317johngBook values and market values of liabilities can differ when a company is experiencing financial distress. Investors must be able to properly value liabilities under this condition. Financial statements are historical records of a company’s position at some point in the past. By the time financial statements are made public, changes in various econ...http://www.brighthub.com/office/finance/articles/19314.aspxMon, 15 Dec 2008 14:32:11 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19314johngJust like assets, the book value of a liability can differ from its market value. Usually this discrepancy is smaller and less important. Since financial statements are historical records, they represent what a company was at a point in the past. However, the value of a company’s assets and liabilities are constantly changing in reaction to market ...http://www.brighthub.com/office/finance/articles/19313.aspxMon, 15 Dec 2008 14:30:49 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19313johngThe values of intangible assets can be much more variable than tangible assets. This variability increases the likelihood of a discrepancy between book and market values. Financial statements are historical documents that show what a company was worth at one point in time. Because of standard accounting practices, an asset must be recorded at the v...http://www.brighthub.com/office/finance/articles/19312.aspxMon, 15 Dec 2008 14:28:03 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19312johngLiquidity affects the discrepancy between the book and market value of an asset. Lower liquidity means lower value. Financial statements provide snapshot summaries of a company’s financial position. This snapshot is always from a historical perspective because even by the time the statements are published, market conditions and other factors have c...http://www.brighthub.com/office/finance/articles/19310.aspxMon, 15 Dec 2008 14:26:44 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19310johngInflation can have a large impact on the discrepancy between an asset’s book and market value. Inflation is another lesson in the time value of money. Financial statements provided by a company are nothing more than historical documents that indicate the financial position of the company at some time in the past. Fast-changing market conditions, in...http://www.brighthub.com/office/finance/articles/19309.aspxMon, 15 Dec 2008 14:25:39 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19309johngOne of the reasons there is a discrepancy between the market and book value of an asset is the time since its acquisition. Wise investors can spot and value this difference well. Financial statements are historical documents that show what a company looked like at one point in time in the past. The problem with this historical perspective is that m...http://www.brighthub.com/office/finance/articles/19034.aspxFri, 12 Dec 2008 14:47:16 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19034johngWhen one person acts in the interests of another, the possibility of a moral hazard results in expenditures to avoid a negative outcome for the principal. Agents acting in the interests of a principal present the danger of a moral hazard when agents can behave unobserved in their own self-interest. The separation of ownership and control in the mod...http://www.brighthub.com/office/finance/articles/19033.aspxFri, 12 Dec 2008 14:45:34 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19033johngConflict in principal-agent relationships, called an agency problem, results in monitoring by principals to protect their financial interests. Principal-Agent Relationships occur whenever one person acts in the interests of another. Complex modern corporations have so many stakeholders that there are many simultaneous principal-agent pairings makin...http://www.brighthub.com/office/finance/articles/19031.aspxFri, 12 Dec 2008 14:43:42 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19031johngWhenever one person acts in the interests of another, there are bound to be conflicts between the agent acting on behalf of the principal and working in his/her own self-interest. Principal-Agent Relationships exist whenever one person or party works in the interests of another party. Some of these relationships arise through obligatory contractual...http://www.brighthub.com/office/finance/articles/19030.aspxFri, 12 Dec 2008 14:41:52 GMTb133e95a-c263-4882-8f2a-b24547eff78e:19030johngPrincipal-Agent relationships occur in many forms in business. Understanding these relationships is crucial for investors. As discussed in another article, the modern corporation can be conceptualized in a variety of ways . The set-of-contracts view illustrates that relationships between and among multiple stakeholders is complicated and provides m...http://www.brighthub.com/office/finance/articles/18893.aspxThu, 11 Dec 2008 15:02:20 GMTb133e95a-c263-4882-8f2a-b24547eff78e:18893johngInvestors are constantly evaluating the value of owning stock in companies. Three common ratios often help investors make decisions about market values. Investors are constantly concerned with the market value of a share of stock. Perceptions that a stock is rising prompts the purchase of stock while perceptions of a fall in price prompts selling. ...http://www.brighthub.com/office/finance/articles/18891.aspxThu, 11 Dec 2008 15:00:49 GMTb133e95a-c263-4882-8f2a-b24547eff78e:18891johngGenerally Accepted Accounting Principles have been established so financial records and reporting by companies are fair and accurate. Accounting and Finance are complicated subjects. Coupled with the complexity of large organizations, the need for accurate and fair accounting practices is an important consideration for multiple stakeholders. Withou...http://www.brighthub.com/office/finance/articles/18890.aspxThu, 11 Dec 2008 14:58:43 GMTb133e95a-c263-4882-8f2a-b24547eff78e:18890johngManaging the amount of a corporation’s debt is crucial to the risk of owning shares of stock in a company. There are two main methods for a corporation to raise capital to finance operations. Equity is the selling of parts of a company to investors. Investors buy several kinds of stock to take ownership and invest in the profitability of a corporat...http://www.brighthub.com/office/finance/articles/18712.aspxWed, 10 Dec 2008 14:45:38 GMTb133e95a-c263-4882-8f2a-b24547eff78e:18712johngCorporations reporting negative income may carryback or carryforward these losses into other fiscal years. Sometimes a refund of previously-paid taxes is returned to these companies. Fluctuations in market conditions, devaluing of currency, and bad decision-making all contribute to a company’s inability to show a profit during a fiscal year. One of...http://www.brighthub.com/office/finance/articles/18710.aspxWed, 10 Dec 2008 14:41:23 GMTb133e95a-c263-4882-8f2a-b24547eff78e:18710johngTo avoid Triple Taxation, most of the dividends received by corporations are not taxed Although corporations enjoy four main advantages over other organizational forms , one disadvantage is double taxation. Since corporations are considered entities like a person, they may own property, enter into contracts, and take on debt. A corporation could en...http://www.brighthub.com/office/finance/articles/18709.aspxWed, 10 Dec 2008 14:38:41 GMTb133e95a-c263-4882-8f2a-b24547eff78e:18709johngDebt interest paid to creditors and dividends paid to stockholders are treated differently from a tax perspective. This difference has a significant impact on the choices managers must make to finance a corporation. Corporations finance operations through two major methods. Debt is the borrowing of money to be paid back with interest over the life ...