Mortgages & Loans

Should You Get a Wedding Loan?

Wedding loans may seem like a great way to get everything you want without having to pay for it up front. But is this the best way to spend your money each month for years to come?

Published by Robin (6167 pts) on Oct 31, 2009 to
Personal Finance Articles
Five Easy Ways to Doom a Short Sale

The rush to sell short is sweeping homeowners as they struggle to avoid foreclosure on the homes they can no longer afford. Unfortunately, this is is still a relatively new option to home sellers and there are a lot of mistakes being made. Here are 5 easy ones to avoid.

Published by CinWrites (509 pts) on Oct 1, 2009 to
Personal Finance Articles
How to Recognize Grant Scams

Grant scams are all over the Internet, promising that you can get free government money to pay your bills, pay off your home, or even start a business. While the government offers grants, these typically are not available to the general public. Learn more about grant scams so you can avoid them.

Published by Lucinda Watrous (18372 pts) on Sep 30, 2009 to
Personal Finance Articles

What are No Documentation and Stated Income Mortgages?

No doc loans really aren't loans you can get without any documentation. Read on to find out more about these kinds of loans and what it takes to get them.

Published by Lucinda Watrous (18372 pts) on Sep 28, 2009 to
Personal Finance Articles
What is Mortgage Modification?

A less common option, mortgage modification is not a mortgage refinance, and will help you save money. Want to learn more? Read on.

Published by Lucinda Watrous (18372 pts) on Sep 28, 2009 to
Personal Finance Articles
Advance-Fee Loan Scams

Advertising and promotional claims for advance-fee loans imply that you will get a loan no matter how bad your credit is, but in order to take advantage of this offer, you must first pay a fee. That's the scam. People in desperate need will pay the fee, but there is no loan. There never was.

Published by sherisaid (4128 pts) on Sep 26, 2009 to
Personal Finance Articles

Upside Down Car Loan: What Do You Do?

Owing more than a vehicle's worth is a common problem, and many people look for ways to reverse an upside-down car loan. Fortunately, there are ways to get around this problem. Here are a few tips to help you avoid an upside down car loan.

Published by Valencia Higuera (2360 pts) on Sep 21, 2009 to
Personal Finance Articles
When Does a Mortgage Refinance Make Sense?

Mortgage refinances offer several benefits, and many homeowners have been able to pay off debts, make home improvements, and lower their monthly mortgage payments. Yet, others never consider this option. This article will highlight three reasons why everyone should consider a refinance.

Published by Valencia Higuera (2360 pts) on Sep 21, 2009 to
Personal Finance Articles
What are Mezzanine Loans?

Mezzanine loans are used by businesses when the company’s real estate is already being used to secure a primary loan, but the company has a need for a secondary loan. Since the real estate can’t be used to secure the second loan, a mezzanine loan is utilized.

Published by nicolelamarco (8853 pts) on Sep 21, 2009 to
Personal Finance Articles
What Are Non-Recourse Loans? The Collateral Protected Loan Explained

Non-Recourse loans are most commonly used when receiving a mortgage. These loans allow a lender to collect against collateral used to obtain the loan and nothing else. In the case of mortgages your collateral would be the home itself. Keep reading to learn more about non-recourse loans.

Published by James Allen Johnson (37777 pts) on Sep 16, 2009 to
Personal Finance Articles