Debt

Talking to Children About Debt

Help children understand the importance of debt. Teaching them about the family budget can help them understand how money is spent in your family.

Published by Robin (6167 pts) on Jul 29, 2009 to
Personal Finance Articles
The Art of Do It Yourself Debt Negotiation!

Learn how to do your own debt negotiation without the fees from many debt consolidation services. Do it yourself debt negotiation is really not hard, but does take some learning and discipline.

Published by footballbob06(Josh) (324 pts) on Jul 27, 2009 to
Personal Finance Articles
The Chapter 7 Means Test - Passing the Chapter 7 Bankruptcy Qualification Test

Chapter 7 bankruptcy qualification, or the Chapter 7 Means Test, was introduced with the Bankruptcy Reform Act of 2005. The Chapter 7 Means Test is a new barometer in the world of bankruptcy. The means test will determine if you can file for Chapter 7 bankruptcy.

Published by SimpleLife (1706 pts) on Jul 22, 2009 to
Personal Finance Articles

Can't Pay Student Loans? Take a Look at these Student Loan Forgiveness Programs

Are you wishing for some way to take the pain out of repaying your student loans? Depending on your skills and your willingness to perform certain types of work, you may qualify for student loan forgiveness opportunities. Find out what's involved in qualifying for student loan forgiveness programs!

Published by Mary White (2732 pts) on Jul 8, 2009 to
Personal Finance Articles
The Basic Steps for Student Loan Consolidation

Student loan consolidation is one of the best things you can do for your student loans. Student loan consolidation allows you to lock in your current interest rate and lower your monthly payments. Learn what steps you need to take to consolidate your student loans.

Published by M Lambert (3702 pts) on Jun 25, 2009 to
Personal Finance Articles
The Fair Debt Collection Act: FDCPA

Many have experienced the frequent telephone calls and letters from collection agencies trying to collect on a debt they deem valid. There is a limit to what a debt collector can do while trying to collect on a debt and the Fair Debt Collection Act lays out these limits for us.

Published by ShawnTe (1395 pts) on Jun 25, 2009 to
Personal Finance Articles

Top 3 Debt Myths That Will Destroy Your Credit

It seems that everywhere you turn today, bad financial advice abounds loudly and aggressively, leaving you to turn to instant payday loans just to be able to meet the bills and buy food each month. These loans aren’t bad if they are used properly and once in a while. But many people do not do that.

Published by Joe Bechtel (193 pts) on Jun 23, 2009 to
Personal Finance Articles
Can You Garnish on an Unsecured Debt?

Can you garnish on an unsecured debt? Yes, it is indeed possible to have your wages garnished on any debt. However, a court process must first happen before a creditor has the ability to garnish your wages.

Published by Stephanie Mojica (7118 pts) on Jun 11, 2009 to
Personal Finance Articles
Help! They Closed My Home Equity Loan

Many banks have closed home equity loans as a result of the recent credit crisis. Many consumers are now struggling to cover expenses that they planned on using the loans to do. Learn what you can do if this has happened to you.

Published by M Lambert (3702 pts) on Jun 8, 2009 to
Personal Finance Articles
The Debt Forgiveness Tax: Paying Money to Save Money

Many people are so relieved to have a portion of their debt forgiven that they forget to plan for the debt forgiveness tax. The IRS considers debt forgiveness a form of income since you do not have to pay the money back. Learn what you need to do when you file your taxes.

Published by M Lambert (3702 pts) on Jun 8, 2009 to
Personal Finance Articles