Credit Cards

  • How to Calculate Monthly Credit Card Payments

    Credit card debt is often a spiral of unending monthly payments. Compounding interest is the culprit behind this spiral.
    Published by John Garger (20844 pts) on Apr 20, 2009 to
    Personal Finance Articles

  • Handling a Credit Card Chargeback

    Chargebacks are pretty common place with credit card usage. At one time or another a person will have a dispute with a merchant that can not always be handled between the merchant and consumer. This guide will provide you with the basic tools you will need to dispute a transaction.
    Published by ShawnTe (1395 pts) on Apr 16, 2009 to
    Personal Finance Articles

  • How to Wipeout Credit Card Debt Without Going Bankrupt

    There are several ways how to wipeout credit card debt without going bankrupt. Some popular debt solutions include using credit card calculators or debt counseling.
    Published by Stephanie Mojica (7247 pts) on Apr 12, 2009 to
    Personal Finance Articles

  • What Happens If You Quit Paying Your Credit Cards?

    Choosing to quit paying your credit cards can be scary, and does have a few consequences. However, it is important to find out what the actual consequences are before making such a decision.
    Published by Stephanie Mojica (7247 pts) on Apr 12, 2009 to
    Personal Finance Articles

  • How to Use a Credit Card Responsibly

    Using a credit card responsibly requires self-control, as well as knowing exactly what a credit card is and how its use affects one's credit history, thus an entire financial life. Learn the proper way to use a credit card as well as the benefits to responsible credit use.
    Published by randalarias (2291 pts) on Apr 12, 2009 to
    Personal Finance Articles

  • Importance of Checking Your Credit Report

    As an adult, your credit report is one of the most important peices of personal information you can have. You can't buy a home or a car without it. Staying on top of your credit report will ensure that mistakes are fixed promptly and that you will be in the best position possible.
    Published by wendyppp (610 pts) on Mar 29, 2009 to
    Personal Finance Articles

  • Paying off Credit Card Debt

    Paying off your credit card debt can be such a freeing experience. Once you have freed yourself from credit card debt you will find a whole new world open up to you. No more stuggling with high interest rates and no more collection calls. It's a beautiful thing.
    Published by wendyppp (610 pts) on Mar 29, 2009 to
    Personal Finance Articles

  • Avoiding Credit Card Fraud

    Credit card fraud creates millions of dollars in financial loss for consumers yearly. Consumers can help prevent fraud and deception by using common practices include checking for the credit card's arrival, monitoring credit transactions, and reporting card losses and fraud.
    Published by Cherrineb (2880 pts) on Mar 13, 2009 to
    Personal Finance Articles

  • Do You Really Need a Credit Card?

    “Life was a lot simpler when what we honored was father and mother rather than all major credit cards.” ~ Robert Orben ~ Do you really need that plastic in your purse?
    Published by Leah Witmond (1296 pts) on Mar 9, 2009 to
    Personal Finance Articles

  • Which Credit Card to Pay Off First?

    Consumers should choose the best credit card by making credit card comparisons and finding low interest credit card. This helps consumers manage their personal finances. The credit card to pay off first may be the high interest credit card or the low interest credit card.
    Published by Cherrineb (2880 pts) on Mar 9, 2009 to
    Personal Finance Articles

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