Personal Finance

# Banking

• #### What is the Prime Interest Rate and How is It Set?

In this article we define prime interest rate (prime lending rate), and explain how it is set and by whom.
By  December 21, 2010

• #### Learn How to Write Checks in this Back to Basics Article

Checks are not as commonly accepted as they used to be, but they are still standard parts of the money system, and situations may arise where you will need pay by check. This concise article shows you how to write checks to manage your money, protect...
By  November 26, 2010

• #### How Check Cashing Services Operate

Do you want to know how check cashing services work? If so, then this article explains what you need to know in order to determine whether check cashing services are right for you.
By  November 12, 2010

• #### How Investors Trade Assets in Primary and Secondary Markets

Buying and selling securities such as stocks and bonds takes place in one of two markets. Learn about the difference between primary and secondary markets from the perspective of an investor.
By  October 17, 2010

• #### How to Calculate the Present Value of Uneven Cash Flows

The present value of an annuity formula assumes equal cash flows at each time period. However, sometimes cash flows are not even. Learn how to use a formula to calculate the present value of uneven future cash flows.
By  October 17, 2010

• #### How to Calculate the Future Value of Uneven Cash Flows

The future value of an annuity formula is not adequate when the future cash flows of an asset are not regular. In this case, each cash flow must be calculated separately and added to the total future value of the asset. Learn how to use a formula to calculate...
By  October 17, 2010

• #### How the Value of the Dollar is Determined

Many people would like to know exactly what determines the value of the dollar. Believe it or not, there are some people who still think it is backed by gold. Find out more about how the dollar is valued in this informative Bright Hub article.
By  October 3, 2010

• #### The Formula for Calculating the Present and Future Values of an Annuity

Some investments pay a regular cash flow over a period of time such as with dividend payments to common stock holders. These annuities can be valued by calculating their present and future values.
By  September 27, 2010

• #### Calculating the Rate of Return on an Investment Using the Discount Rate Formula

When the present value and future cash flows of an asset are known, an interest rate can be calculated by rearranging the present value formula. Learn how to calculate a discount rate on an asset or security.
By  September 27, 2010

• #### Learn about Derivatives in Capital Markets

In Capital Markets, Derivatives are securities that literally derive their value from other securities. Options and Futures are the two most common Derivatives.
By  September 27, 2010
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