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When Does a Mortgage Refinance Make Sense?
Mortgage refinances offer several benefits, and many homeowners have been able to pay off debts, make home improvements, and lower their monthly mortgage payments. Yet, others never consider this option. This article will highlight three reasons why everyone should consider a refinance.

Published by Valencia Higuera (2,360 pts ) on Sep 21, 2009 to
Personal Finance Articles
Who are Mortgage Underwriters? Their Role in Buying a House
Like any underwriter, mortgage underwriters are the financial institutions from whom potential property buyers borrow. In mortgage cases, the underwriter may be a bank, mortgage lender, or other lending institution.

Published by John Garger (20,655 pts ) on Aug 3, 2009 to
Personal Finance Articles
The Loan to Value Ratio: A Major Player in Determining the Riskiness of a Mortgage
Among a variety of calculations made by mortgage lenders, the loan to value ratio is an important indicator of risk and return.

Published by John Garger (20,655 pts ) on Jul 17, 2009 to
Personal Finance Articles
Tips on How to Lower Your Mortgage Closing Fees
Refinancing your mortgage loan may help improve your financial situation. Take a look at this to find out more about how to lower your mortgage closing fees to ensure you're getting the best possible deal on your refinance.

Published by ciel s cantoria (3,903 pts ) on Jun 4, 2009 to
Personal Finance Articles
What to Ask About a Mortgage
Knowing what to ask about a mortgage will speed up your application process and give you a much deeper understanding of the loan offers you receive. Asking questions about a mortgage can also potentially save you thousands of dollars, allowing you to accurately compare loan quotes.

Published by randalarias (2,291 pts ) on Apr 19, 2009 to
Personal Finance Articles

How Does a Home Go Into Foreclosure?
In 2008 we heard a lot about the mortgage crisis that sent Wall Street into a downward spiral. At the heart of the mortgage crisis were foreclosures. This guide will advise on how a home can go into foreclosure along with the potential remedy phase that exists prior to foreclosure.

Published by ShawnTe (1,395 pts ) on Mar 31, 2009 to
Personal Finance Articles
How to Stop Foreclosure
Thousands of homeowners lose their properties to foreclosure every month. And as adjustable rate and interest only home loan rates start to adjust, more and more homeowners will be effected in the future. However, there are provisions to keep mortgage payments low and stop foreclosure.

Published by Valencia Higuera (2,360 pts ) on Mar 4, 2009 to
Personal Finance Articles
Top Four Home Buying Mistakes
Think you're ready to purchase your first place? Before submitting your mortgage application, consider four of the most common home buying mistakes, and learn how to avoid them.

Published by Valencia Higuera (2,360 pts ) on Mar 4, 2009 to
Personal Finance Articles
Reasons Not to Buy a Home
Homeownership isn't for everyone. Before taking the leap and submitting your home loan application, consider four reasons to postpone the home buying process, and then determine whether now's the best time to buy your first place.

Published by Valencia Higuera (2,360 pts ) on Mar 4, 2009 to
Personal Finance Articles
Mortgage Refinancing : Guide on How to Get your Mortgage Loans Refinanced
January 2009 saw the rush of borrowers trekking to various lenders to take advantage of the lowered interest rates in mortgage refinancing. However, the fever died down, as soon as borrowers learned not just anyone will qualify for a low cost mortgage refinancing

Published by ciel s cantoria (3,903 pts ) on Feb 16, 2009 to
Personal Finance Articles