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When Does a Mortgage Refinance Make Sense?
Mortgage refinances offer several benefits, and many homeowners have been able to pay off debts, make home improvements, and lower their monthly mortgage payments. Yet, others never consider this option. This article will highlight three reasons why everyone should consider a refinance.

Published by Valencia Higuera (2,360 pts ) on Sep 21, 2009 to
Personal Finance Articles
Long Term Payday Loans
Find out all about long term payday loans, including what to look for and what they are, exactly. You'll also find the general requirements to be approved for a long term payday advance.

Published by randalarias (2,291 pts ) on May 12, 2009 to
Personal Finance Articles
Ways to Get Out of an Upside Down Home Mortgage
If you're in an upside down home mortgage, chances are you're probably in a bit of a panic. Don't worry, because things will get better, but in the mean time, read on to find out some ways to get out of an upside down home mortgage.

Published by Lucinda Watrous (17,979 pts ) on Apr 28, 2009 to
Personal Finance Articles
How the Lender Applies your Monthly Loan Payment
It has been quite some time since you’ve made payments on your mortgage loan. You can’t seem to figure out why your principal balance was hardly reduced by all the loan amortization payments you made through all these years. Is the bank handling your loan account properly?

Published by ciel s cantoria (3,903 pts ) on Mar 29, 2009 to
Personal Finance Articles
Is There Any Truth to “No Cost Refinance”?
If you’re considering some lender’s offer of refinancing your loan under the “No Cost Refinance” scheme, you better think twice. It may have a lot of appeal on the surface but if you will delve deeper into it you will find that it actually entails unnecessary costs.

Published by ciel s cantoria (3,903 pts ) on Mar 27, 2009 to
Personal Finance Articles

Top Four Home Buying Mistakes
Think you're ready to purchase your first place? Before submitting your mortgage application, consider four of the most common home buying mistakes, and learn how to avoid them.

Published by Valencia Higuera (2,360 pts ) on Mar 4, 2009 to
Personal Finance Articles
Reasons Not to Buy a Home
Homeownership isn't for everyone. Before taking the leap and submitting your home loan application, consider four reasons to postpone the home buying process, and then determine whether now's the best time to buy your first place.

Published by Valencia Higuera (2,360 pts ) on Mar 4, 2009 to
Personal Finance Articles
Tips for Getting a Loan Into Forbearance
Loan forbearance and deferment are confusing and somewhat scary terms for a college graduate. The truth is that these terms describe your best options to repay a student loan. Learn these loan tips now to avoid searching for a more frightening term, “default,” later.

Published by ReneeV (560 pts ) on Feb 21, 2009 to
Personal Finance Articles
How to Shop for a Loan
Financing a home or automobile used to be easy. But in the aftermath of the economic crisis, many lenders have tightened the financial belt, which makes it difficult for some people to acquire financing. By shopping around, borrowers can secure financing and receive the best loan rate.

Published by Valencia Higuera (2,360 pts ) on Feb 3, 2009 to
Personal Finance Articles
Pre-Qualified Vs. Pre-Approved : What's the Difference?
The terms pre-qualified and pre-qualified are often used interchangeably and confusingly in discussions about loans and mortgages. But is there really a difference? Yes! Learn the truth about the pre-approved/pre-qualified jargon to make sure you are well informed and can advocate for yourself.

Published by Nacie (1,622 pts ) on Jan 31, 2009 to
Personal Finance Articles