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The Hewlett Packard 10B Business Calculator: A Great Choice for Day-to-day Financial Calculations
With a multitude of business and financial calculators available on the market, it can be confusing to find one that fits the need for an easy-to-use, budget-friendly option.

Published by John Garger (20,655 pts ) on Sep 21, 2009 to
Personal Finance Reviews
The Purpose and Effects of Stock Splits: Theory and Practice
For various reasons, it is not uncommon for corporations to split stocks. Investors must be aware of the effects a stock split has on a firm’s value.

Published by John Garger (20,655 pts ) on Sep 21, 2009 to
Personal Finance Articles
Common-Statement Analysis: A Method for Analyzing Financial Statements
Although accounting ratios are useful tools for investors, common-statement analysis provides meaningful comparisons of both inter- and intra-company financial figures.

Published by John Garger (20,655 pts ) on Sep 21, 2009 to
Personal Finance Articles
Interest Rate Term Structures
As the maturity of an asset increases so must its interest rate to account for greater risk. However, interest term structures are not linear as maturities increase.

Published by John Garger (20,655 pts ) on Sep 21, 2009 to
Personal Finance Articles
Securities Trading in Primary and Secondary Markets
Buying and selling securities such as stocks and bonds takes place in one of two markets. Investors should know the differences between the Primary and Secondary markets.

Published by John Garger (20,655 pts ) on Sep 21, 2009 to
Personal Finance Articles

The Differences between APR and APY
The differences between Annual Percentage Rates (APRs) and Annual Percentage Yield (APYs) are significant when investing hard-earned money. Every good investor knows these differences.

Published by John Garger (20,655 pts ) on Sep 21, 2009 to
Personal Finance Articles
Multiple Uneven Cash Flows: A Complicated Example
Valuing simple present and future value assets is simple given even cash flows at regular intervals. However, not everything is so simple in investing.

Published by John Garger (20,655 pts ) on Sep 21, 2009 to
Personal Finance Articles
Multiple Uneven Cash Flows: Future Value
The future value of an annuity formula is not adequate when the expected future cash flows of an asset are not regular. In this case, each cash flow must be calculated separately and added to the total future value of the asset.

Published by John Garger (20,655 pts ) on Sep 21, 2009 to
Personal Finance Articles
Multiple Uneven Cash Flows: Present Value
The present value of an annuity formula assumes equal cash flows at each time period. However, sometimes cash flows are not even.

Published by John Garger (20,655 pts ) on Sep 21, 2009 to
Personal Finance Articles
Determining the Cost of Special Financing Deals
Car dealerships often offer cash back or special financing deals to entice new buyers. Which to take is a matter of a simple financial calculation.

Published by John Garger (20,655 pts ) on Sep 9, 2009 to
Personal Finance Articles