http://www.brighthub.com/money/personal-finance/forum.aspxenhttp://www.brighthub.com/money/personal-finance/forum/p/39269/43321.aspx#43321Sun, 26 Jul 2009 21:32:16 GMTb133e95a-c263-4882-8f2a-b24547eff78e:43321reader3http://www.brighthub.com/money/personal-finance/forum/p/39269/43321.aspx#43321http://www.brighthub.com/money/personal-finance/forum/commentrss.aspx?PostID=43321If I pay off my credit card balance in full, how long will I have to wait to see an increase of my credit score? Or would it better to leave a small balance on my card? I need a little help/direction before I decide if I should pay off a credit card before I apply for a car loan in a few months. Any nuggets of wisdom would be absolutely great and v...http://www.brighthub.com/money/personal-finance/forum/p/39568/43638.aspx#43638Tue, 28 Jul 2009 19:29:35 GMTb133e95a-c263-4882-8f2a-b24547eff78e:43638reader1http://www.brighthub.com/money/personal-finance/forum/p/39568/43638.aspx#43638http://www.brighthub.com/money/personal-finance/forum/commentrss.aspx?PostID=43638If my credit score was over 800 I wouldn't be asking this question. Unfortunately my credit score could be improved but I'm wondering what range in credit scores is still good enough to get a reasonable rate on a 30 year mortgage. I don't think my score is low enough to put me in the 'sub-prime' category, but what would that cre...http://www.brighthub.com/money/personal-finance/forum/p/39566/43636.aspx#43636Tue, 28 Jul 2009 19:12:28 GMTb133e95a-c263-4882-8f2a-b24547eff78e:43636reader1http://www.brighthub.com/money/personal-finance/forum/p/39566/43636.aspx#43636http://www.brighthub.com/money/personal-finance/forum/commentrss.aspx?PostID=43636Do I need a large sum of money or other assets to qualify for a mortgage? Is my paycheck stub enough proof to show a lender that I can afford a home? I'm looking to purchase a house for around $200K and have saved up some money for a down payment but I am wondering if I'll need to save even more to cover upfront mortgage application fees or...http://www.brighthub.com/money/personal-finance/forum/p/39366/43426.aspx#43426Mon, 27 Jul 2009 16:54:46 GMTb133e95a-c263-4882-8f2a-b24547eff78e:43426reader0http://www.brighthub.com/money/personal-finance/forum/p/39366/43426.aspx#43426http://www.brighthub.com/money/personal-finance/forum/commentrss.aspx?PostID=43426Do I need to own my house for a certain period of time before I can apply and receive a home equity loan? I am trying to figure out if there are any federal/state requirements or if companies alone decide on their own different time requirements. I was hoping to get some insight so I can know if I should apply for an home equity loan now or if I ne...http://www.brighthub.com/money/personal-finance/forum/p/38444/42431.aspx#42431Fri, 17 Jul 2009 17:04:02 GMTb133e95a-c263-4882-8f2a-b24547eff78e:42431reader0http://www.brighthub.com/money/personal-finance/forum/p/38444/42431.aspx#42431http://www.brighthub.com/money/personal-finance/forum/commentrss.aspx?PostID=42431Does a balance on your credit card decrease or decrease your credit score? What things should I be considering before I pay off the balance on my credit card? Any info on the subject would be much appreciated, and I thank you in advance.http://www.brighthub.com/money/personal-finance/forum/p/35813/39535.aspx#39535Mon, 22 Jun 2009 17:19:42 GMTb133e95a-c263-4882-8f2a-b24547eff78e:39535reader1http://www.brighthub.com/money/personal-finance/forum/p/35813/39535.aspx#39535http://www.brighthub.com/money/personal-finance/forum/commentrss.aspx?PostID=39535I was hoping someone from the Personal Finance channel could give me some clues as to what you look out for when applying for loans. Would you consider giving me a couple pointers so I can get the loan amount I need? I really appreciate your help.http://www.brighthub.com/money/personal-finance/forum/p/34176/37536.aspx#37536Mon, 01 Jun 2009 16:27:09 GMTb133e95a-c263-4882-8f2a-b24547eff78e:37536reader0http://www.brighthub.com/money/personal-finance/forum/p/34176/37536.aspx#37536http://www.brighthub.com/money/personal-finance/forum/commentrss.aspx?PostID=37536How can I find and get a loan at the lowest interest rate possible? In my recent search, I've seen lots of ads that say they have the lowest rates available on loans and mortgages, but I don't completely trust them. I would really appreciate any information about where to look for a good deal on a loan, or tips to use when negotiating a loa...