http://www.brighthub.com/money/personal-finance.aspxenhttp://www.brighthub.com/money/personal-finance/articles/56706.aspxFri, 20 Nov 2009 11:34:27 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56706bswanIf your personal finances are tied into self-employment or seasonal work, you might wonder if a calendar year is the best method to help track your personal income and expenses. Deciding the financial calendar to use for personal income is important for keeping track of personal budgeting. While it is well known that personal budgeting and having a...http://www.brighthub.com/money/personal-finance/articles/56705.aspxFri, 20 Nov 2009 11:32:59 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56705bswanUnderstanding what makes up your personal financial information is important. But equally important is knowing how long you should keep records of your personal finances, including your tax information and supporting documents. Here are a few tips which can help. In today's world of financial transactions there is often a huge amount of paper gener...http://www.brighthub.com/money/personal-finance/articles/56580.aspxThu, 19 Nov 2009 17:18:16 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56580moonshadowDental discount cards can offer substantial savings on your family’s dental care, but the keys to determining if you should buy into a discount program are how often you will use the card and whether your preferred dentist participates in the discount program. What you need to know about Dental Discount Programs Dental discount card programs ...http://www.brighthub.com/money/personal-finance/articles/30221.aspxThu, 19 Nov 2009 14:55:26 GMTb133e95a-c263-4882-8f2a-b24547eff78e:30221H. Allen2009 may be a good time to buy a house, thanks to a new tax credit for first time home buyers. It’s part of the federal government’s stimulus plan and can save you up to $8000. If you're thinking of buying a house, 2009 may be a good year to do it, especially if you're a first-time homebuyer. Under the stimulus plan passed in Februa...http://www.brighthub.com/money/personal-finance/articles/56556.aspxThu, 19 Nov 2009 11:21:57 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56556MCaldwellFlipping a house sounds like a great easy way to make money. It sounds simple buy a house at a low price and then paint it and sell it for profit, but flipping a home is not that easy. Learn the real risks involved in flipping homes. Think You Can Make Money Flipping Houses? Most people have seen at least one infomercial advertising the benefit...http://www.brighthub.com/money/personal-finance/articles/56555.aspxThu, 19 Nov 2009 11:19:41 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56555MCaldwellMcMansions are popping up everywhere. They are beautiful large homes that appeal to the middle class. However these large homes may not be worth the extra money. Learn the reasons you may want to steer clear of McMansions when you purchase your homes. Why a McMansion Isn't Worth the Money A McMansion seems to be everyone’s dream home. It’s big,...http://www.brighthub.com/money/personal-finance/articles/56554.aspxThu, 19 Nov 2009 11:17:28 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56554MCaldwellCar title payday loan companies target the working class who struggle to get by. These companies offer loan products designed to help those who are running short on cash or have an emergency come up. However the interest rates on these loans is very high. Learn more about car title and payday loans. Learn More About Car Title Payday Loans Many comp...http://www.brighthub.com/money/personal-finance/articles/56488.aspxThu, 19 Nov 2009 01:32:31 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56488ShawnTeMedicaid is available in every state for those who need it. Each state has its own criteria for eligibility. But you can learn a few basic about this what Medicare is here. What is Medicaid? Many people often confuse Medicare with Medicaid , when in fact they are separate programs. Medicare is a health insurance program for individuals receivin...http://www.brighthub.com/money/personal-finance/articles/56453.aspxWed, 18 Nov 2009 22:19:33 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56453sherisaidSetting aside the emotional cost of divorce and the frills, like splitting assets, settlements, pre-nups, child support and all the other messy bits strewn in the wake of ending a marriage, let's consider the nuts and bolts, the bottom line cost of the divorce itself. Traditional Divorce The average cost of a divorce with two lawyers, perhaps a...http://www.brighthub.com/money/personal-finance/articles/56434.aspxWed, 18 Nov 2009 20:26:30 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56434cra8051The Pareto Principle, 80/20 Rule, or the Law of the Vital Few has had business applications for over 100 years. Understanding the principle can improve your personal financial planning as well. In a general form, the principle states 80 percent of results come from 20 percent of actions. Introduction Vilfredo Pareto (1848-1923) was an Italian e...http://www.brighthub.com/money/personal-finance/articles/56423.aspxWed, 18 Nov 2009 18:25:14 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56423BrnoEntDetermine how to pick and choose between generic brands and store brands for the next time you go shopping in order to save money. Generic Brands vs. Store Brands Taking a trip to the supermarket is something everyone has to do at least once a month, and it proves to be a vital factor when it comes down to budgeting and saving in these hard economi...http://www.brighthub.com/money/personal-finance/articles/56422.aspxWed, 18 Nov 2009 17:54:53 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56422BrnoEntThese precious gems known as engagement rings have a tendency to get lost or stolen, whether it's our fault or not, but that's why engagement ring insurance exists. Find out why you need it, what kind you need, how to get it, and how to save money on it. Why Do I Need Engagement Ring Insurance? Loss As cliche as it sounds, I'm sure you ...http://www.brighthub.com/money/personal-finance/articles/56418.aspxWed, 18 Nov 2009 17:41:17 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56418BrnoEntThe popularity of Government grants has grown immensely. One problem though: There are a lot of fake grants in today's market that are trapping people and taking their hard-earned money. This information will help you in avoiding these uninvited and irresponsible scammers. The 411 Provided for by both the Federal Government as well as the s...http://www.brighthub.com/money/personal-finance/articles/23251.aspxWed, 18 Nov 2009 11:24:55 GMTb133e95a-c263-4882-8f2a-b24547eff78e:23251DaveGuilfordWant to cut your phone bill in half, or more? VoIP services could be the answer! Since you are reading this on the Internet, you have almost everything you need already! Is VoIP for me? There is a way to cut telephone costs with VoIP telephone services without sacrificing any of the quality or reliability you've grown accustomed to ...http://www.brighthub.com/money/personal-finance/articles/24837.aspxWed, 18 Nov 2009 11:23:51 GMTb133e95a-c263-4882-8f2a-b24547eff78e:24837RobinKeeping an eye on your credit score is a financial must. Find out how to get a free credit report every year. The Fair Credit Reporting Act requires Equifax, Experian, and TransUnion to provide each citizen with a free credit report once every twelve months upon request. There are a number of websites that claim to be able to do this, however, only...http://www.brighthub.com/money/personal-finance/articles/25092.aspxWed, 18 Nov 2009 11:21:29 GMTb133e95a-c263-4882-8f2a-b24547eff78e:25092ShawnTeDiscussing the various common and hidden fees that eat away at our funds. Knowing these fees and how to reduce them is just a little way to save money. Little Ways to Save Money By Cutting Fees In times of economic instability where job security is a becoming a thing of the past, one must start thinking and living frugally. One way to do this is by...http://www.brighthub.com/money/personal-finance/articles/56166.aspxMon, 16 Nov 2009 21:05:47 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56166sherisaidIn 2008, the food stamp program was given a complete overhaul. It's got a new name, new benefits and a new commitment to healthy, nutritious food and health education for people who need it most. What are the benefits of SNAP? Benefits are a monthly food allowance for you and your qualifying children. The average benefit amount varies by st...http://www.brighthub.com/money/personal-finance/articles/56156.aspxMon, 16 Nov 2009 19:49:36 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56156RobinThe etiuette of giving money as a gift has changed over the years. This is now a much more acceptable practice. While asking for a cash gift is still considered to be a bit of a social gaff, the etiquette of giving money as a gift is much more relaxed. There are several ways money may be given and several instances where it is perfectly acceptable....http://www.brighthub.com/money/personal-finance/articles/56140.aspxMon, 16 Nov 2009 18:09:45 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56140sherisaidWomen consider egg donation for many reasons, some of them financial. Donating eggs is rarely done without compensation, and the financial benefit can be substantial. In addition, many donors feel a warm satisfaction in giving a child to a couple who could not otherwise conceive. Ethical concerns Selling your eggs for money may seem questionable fr...http://www.brighthub.com/money/personal-finance/articles/56107.aspxMon, 16 Nov 2009 15:10:37 GMTb133e95a-c263-4882-8f2a-b24547eff78e:56107ShawnTeYour health condition is worsening and your job is in danger because of all of the time you have missed as a result. Your doctor has now declared you as disabled. Should you apply for disability benefits? What is Social Security Disability? Social Security disability is a benefit paid by the government to U.S. citizens who are deemed unable...