Steps on How to Prevent Identity Theft - Continued
On page one of this article, we looked at how do you protect yourself from credit card and identity theft. Here, we continue looking at the steps on how to prevent identity theft.
Only Shop from Secure Websites
While online security has become more of a priority for most online retailers, some sites are still not paying enough attention to the safety of your transaction. To be sure that your information will be safe before you click to purchase something from a site, look for recognizable symbols of online security, or you can check the URL for the "https" prefix as another indicator that security measures are in place.
Read Your Credit Card Statements
If you don't pay close attention to the actual transactions on your credit card statement you could be missing small transactions that you did not make. It is a good idea to keep your credit card receipts until your statement arrives so that you can match them back and decrease the risk that you might miss a transaction that could highlight fraud before it gets too costly.
Never Leave Receipts Behind
If you walk away from the ATM without taking your bank receipt, or you pay with your credit card and then neglect to pick up the slip, you could be leaving yourself open to identity theft. These little pieces of paper contain important information that can be pieced together to commit acts of fraud which can wreck your credit score.
Don't Take Your Eyes Off Your Credit Card
Another way to fall victim to identity theft is "credit card skimming." Here, the perpetrator makes a copy of your credit card and identification to use it later for online purchases. If you always insist on handing over your card only for attendants to swipe your payment there is less opportunity for this to happen. If you have to hand over your card for it to be swiped out of your sight, it is safer to pay with cash.
Instead of wondering how do you protect yourself from credit card and identity theft, you can be proactive. Practicing these simple steps on how to prevent identity theft can help you to maintain control of your financial life.